32375 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 32375 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,091 sqft · built 2008
Lot Size	0.535 acres (23,328 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Nov 2023)
Tax Bill	$5,425 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-08-33-0-000-001.072`

Property Details

APN / Parcel Number

Primary APN	`63-08-33-0-000-001.072`
Alternative APNs	`387469` `328539` `538496` `73911`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,091 sqft Heated Area
1st Floor Area	3,425 sqft
Upper Floors Area	2,666 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,328 sqft (0.535 acres)
Lot Dimensions	274 ft deep x 85 ft wide
View / Lot	Waterfront / Beach
Pool Area	312 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	538496
Street Address	32375 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 UNIT 11 ONO ISLAND PB12 PG51
Legal Subdivision	ONO ISLAND
Legal Block	U-11
Legal Lot Number	14
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

32375 River Rd is owned and occupied by an individual who bought it in November 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage BARR GROUP INC
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage BARR GROUP INC
Dec 15, 2020	Warranty Deed, Transfer · Line of Credit THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	20232096134
Prior Transfer Date	Jun 24, 2014
Prior Transfer Doc	0001467311
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737

Mortgage

Document Number	0002219531
Date	Nov 4, 2025
Instrument	2219531

Lender

Name	BARR GROUP INC
Type	Mortgage Company
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 20, 2023
Property Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737
Document Number	0002096134
Map Reference	MB 12 PG 51
Instrument Date	Nov 17, 2023
Instrument	2096134
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 W WHEATLEY STREET, RIDGELAND, MS 39157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737

Mortgage

Document Number	0002096135
Date	Nov 20, 2023
Instrument	2096135

Lender

Name	BARR GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 15, 2020
Property Address	32375 RIVER RD, ORANGE BEACH, AL 36561-5737
Document Number	0001877206
Map Reference	MB 12 PG 51
Instrument Date	Dec 8, 2020
Instrument	1877206
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1980 TEE DR, 1980, BRASELTON, GA 30517-4079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HIGH ST, JACKSON, MS 39202-3509

Mortgage

Document Number	0001877207
Date	Dec 15, 2020
Instrument	1877207

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 32375 River Rd was $5,425, down 49.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,425.00 (-49.92%)
2025	$10,832.00	$386,880 Land $79,800 Building $307,080	$1,934,400 Land $399,000 Building $1,535,400
2023	$9,447.00 (+14.15%)	$337,400 (+14.14%)	$1,687,000 (+14.14%) Land $346,000 Building $1,341,000
2022	$8,276.00 (+140.3%)	$295,600	$1,478,000 Land $223,300 Building $1,254,700
2021	$3,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32375 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32375 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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