Polk County property record for 3237 Whispering Trails Ave, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 2016 |
| Lot Size | 0.119 acres (5,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,500 (Jul 2016) |
| Tax Bill | $1,918 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-30-850002-002490 |
| Primary APN | 27-28-30-850002-002490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,197 sqft (0.119 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 178 sqft |
| Street Address | 3237 WHISPERING TRAILS AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING TRAILS PHASE 2 PB 143 PG 49-51 LOT 249 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | WHISPERING TRAILS PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 850002 |
| Legal Block | 2 |
| Legal Lot Number | 249 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 14123 |
3237 Whispering Trails Ave is owned and occupied by two individuals who bought it in July 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3237 WHISPERING TRAILS AVE, WINTER HAVEN, FL 33884-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Deed Document Number | 2016137949 |
| Deed Book / Page | 9891 / 1990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3237 Whispering Trails Ave was $1,918 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,988 (+2.7%) | $215,421 (-4.71%) Land $25,000 Building $190,421 | |
| 2025 | $1,918.00 Homeowner's exemption | $146,045 | $226,065 Land $25,000 Building $201,065 |
| 2023 | $1,793.00 (+3.52%) Homeowner's exemption | $137,795 (+3%) | $237,015 (+10.13%) Land $24,000 Building $213,015 |
| 2022 | $1,732.00 Homeowner's exemption | $133,782 | $215,221 Land $20,000 Building $195,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3237 Whispering Trails Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3237 Whispering Trails Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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