3237 Spruce St, Racine, WI 53403 Property Records

Racine County property record for 3237 Spruce St, Racine, WI 53403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,020 sqft · built 1958
Lot Size0.324 acres (14,113 sqft)
OwnerIndividual Name on File
Last Sale$254,000 (May 2026)
Tax Bill$4,978 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN276 000014503016

Property Details

APN / Parcel Number

Primary APN276 000014503016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,113 sqft (0.324 acres)
Lot Dimensions189 ft deep x 89.9 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3237 SPRUCE ST
CityRACINE
StateWI
Zip53403-3780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLK 5 GREEN CREST LOT 16
Legal SubdivisionGREEN CREST
Legal Block5
Legal Lot Number16
JurisdictionRACINE WI
Township / Civil DivisionRACINE
Census Block Group4
Census Block4016
Census Tract800

Owner

3237 Spruce St is owned and occupied by an individual who bought it in May 2026.

Source: Racine County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3237 SPRUCE ST, RACINE, WI 53403-3780
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2026 · Amount on File
Deed SaleMay 6, 2026 · Amount on File
Prior SaleJun 25, 2024 · Amount on File
Deed Document Number20262727197
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRACINE WI
Recording DateMay 6, 2026
Property Address3237 SPRUCE ST, RACINE, WI 53403-3780
Document Number0002727197
Instrument DateApr 30, 2026
Instrument20262727197
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyROCKET CLOSE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$76,962.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3237 SPRUCE ST, RACINE, WI 53403-3780

Mortgage

Document Number0002727198,
DateMay 6, 2026
Instrument20262727198
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3237 Spruce St was $4,978 with a homeowner's exemption.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRacine County
MunicipalityRacine City
Unified School DistrictRacine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,978.00 Homeowner's exemption$214,300 Land $32,000 Building $182,300$228,818 Land $34,168 Building $194,650
2023$4,196.00 (+8.62%) Homeowner's exemption$176,000 (+1%) Land $32,000 Building $144,000$194,918 (+1%) Land $35,439 Building $159,479
2022$3,863.00 Homeowner's exemption$160,000 Land $32,000 Building $128,000$177,198 Land $35,439 Building $141,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3237 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3237 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRACINE WATERWORKS
serves 105,100 people · EPA ID WI2520062
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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