3237 Songbird Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3237 Songbird Cir, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,955 sqft · built 2020
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Jul 2022)
Tax Bill	$7,600 (2025)
Deeds & Mortgages	Aug 2022 Re-recorded Document Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3357-0001-0340`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3357-0001-0340`
Alternative APN	`263229335700010340`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,955 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,955 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3237 SONGBIRD CIR
City	HARMONY
State	FL
Zip	34773-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD J PB 27 PGS 49-53 LOT 34
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NEIGHBORHOOD J
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Re-recorded Document NU WORLD TITLE LLC
Jul 5, 2022	Warranty Deed, Transfer NU WORLD TITLE LLC
Nov 10, 2020	Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	2022103980
Deed Book / Page	6245 / 1984
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	0062780732
Record Updated	Oct 29, 2026

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OSCEOLA FL
Recording Date	Aug 31, 2022
Property Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103
Document Number	0062780732
Book / Page	6278 / 732
Map Reference	MB 27 PG 49-53
Instrument Date	Jun 23, 2022
Instrument	2022133045
Record Updated	Jan 22, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 5, 2022
Property Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103
Document Number	0062451984
Book / Page	6245 / 1984
Map Reference	MB 27 PG 49-53
Instrument Date	Jun 23, 2022
Instrument	2022103980
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 SONGBIRD CIR, HARMONY, FL 34773-6103

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 10, 2020
Property Address	3237 SONGBIRD CIR, SAINT CLOUD, FL 34773-6103
Document Number	0058300140
Book / Page	5830 / 140
Map Reference	MB 27 PG 49-53
Instrument Date	Oct 9, 2020
Instrument	2020153563
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,542.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9717 EAGLE CREEK CENTER BLVD STE 200, 9717, ORLANDO, FL 32832-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3237 SONGBIRD CIR, SAINT CLOUD, FL 34773-6103

Mortgage

Document Number	0005830142
Date	Nov 10, 2020
Instrument	5830/142

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,600.00 (+3.77%) Homeowner's exemption Senior Citizen's exemption	$345,000 (-1.99%) Land $60,000 Building $285,000	$345,000 (-1.99%) Land $60,000 Building $285,000
2024	$7,324.00 (-2.02%)
2023	$7,475.00 Homeowner's exemption Senior Citizen's exemption	$352,000 Land $60,000 Building $292,000	$352,000 Land $60,000 Building $292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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