3237 Sandy Hook Rd, Street, MD 21154 Property Records

Harford County property record for 3237 Sandy Hook Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,612 sqft · built 2019
Lot Size	0.729 acres (31,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Aug 2019)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-032555`

Property Details

APN / Parcel Number

Primary APN	`05-032555`
Alternative APNs	`5032555` `032555`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,612 sqft Total Area
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,755 sqft (0.729 acres)
Porch	Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	032555
Street Address	3237 SANDY HOOK RD
City	STREET
State	MD
Zip	21154-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 0.729 AC 3237 SANDY HOOK ROAD N OF HICKORY
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3001
Census Tract	305200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA
Jun 11, 2020	Loan Modification, Mortgage COLUMBIA BK
Aug 5, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage THE COLUMBIA BANK
Nov 28, 2016	Loan Modification, Mortgage · Conventional Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Nov 3, 1989 · Amount on Record
Deed Book / Page	13377 / 150
Last Transfer Date	Aug 2, 2021
Transfer Doc	0149510139
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 SANDY HOOK RD, STREET, MD 21154-1804

Mortgage

Document Number	0157550374
Date	Dec 1, 2022
Book Page	15755/374

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2021
Property Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Document Number	0149510139
Book / Page	14951 / 139
Instrument Date	Aug 2, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3237 SANDY HOOK RD, STREET, MD 21154-1804

Mortgage

Document Number	0014951144
Date	Aug 11, 2021
Instrument	14951/144

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Document Number	0139060389
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 SANDY HOOK RD STREET MD 211541804, STREET, MD 21154-1804

Mortgage

Document Number	0139060389
Date	Jun 11, 2020
Book Page	013906/000389

Lender

Name	COLUMBIA BK
Type	Bank
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 5, 2019
Property Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Document Number	0133770150
Book / Page	13377 / 0150
Instrument Date	Jul 30, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	419 BERKSHIRE CT, JOPPA, MD 21085-4717

Mortgage

Document Number	0013377156
Date	Aug 5, 2019
Instrument	13377/156

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	3237 SANDY HOOK RD, STREET, MD 21154-1804
Document Number	0124230074
Book / Page	012423 / 000074
Instrument Date	Nov 28, 2016
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	TD SERVICES COMPANY, TD SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 SANDY HOOK RD STREET MD 211541804, STREET, MD 21154-1804

Mortgage

Document Number	0124230074
Date	Jul 11, 2017
Book Page	012423/000074

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,167 (+7.66%)	$482,200 (-) Land $107,100 Building $375,100
2025	$4,268.00 (+9.32%) Homeowner's exemption	$418,133 (+13.19%)	$482,200 (+24.89%) Land $107,100 Building $375,100
2023		$369,400	$386,100 Land $97,000 Building $289,100
2022	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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