3237 Saint Croix Ln, Clermont, FL 34711 Property Records

Lake County property record for 3237 Saint Croix Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 2009
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2017)
Tax Bill	$6,178 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-26-1902-000-35600`

Property Details

APN / Parcel Number

Primary APN	`10-23-26-1902-000-35600`
Alternative APN	`3858319`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,746 sqft Living Area
1st Floor Area	2,746 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3858319
Street Address	3237 SAINT CROIX LN
City	CLERMONT
State	FL
Zip	34711-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN FIELDS PHASE III PB 60 PG 20-25 LOT 356 ORB 5043 PG 752
Legal Range	26E
Legal Township	23S
Legal Section	10
Legal Subdivision	FIELDS
Legal Phase	3
Legal Tract	A-D
Legal Lot Number	356
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2025
Census Tract	31308

Owner

3237 Saint Croix Ln is owned by an individual who bought it in December 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1138 LATTIMORE DR, CLERMONT, FL 34711-9031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Mar 17, 2009 · Amount on File
Deed Document Number	2017135717
Deed Book / Page	5043 / 0752
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 20, 2017
Property Address	3237 SAINT CROIX LN, CLERMONT, FL 34711-4624
Document Number	0050430752
Book / Page	005043 / 000752
Instrument Date	Dec 8, 2017
Instrument	135717
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CENTURION TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 LATTIMORE DR CLERMONT FL 347119031, CLERMONT, FL 34711-9031

Mortgage

Document Number	50430753
Date	Dec 20, 2017
Book Page	005043/000753
Instrument	135718

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,018 Land $100,000 Building $304,018	$404,018 Land $100,000 Building $304,018
2024	$6,178.00 (+9.64%)
2023	$5,635.00 (+5.84%)	$338,303 (+0.6%)	$338,303 (+0.6%) Land $100,000 Building $238,303
2022	$5,324.00	$336,296	$336,296 Land $43,000 Building $293,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3237 Saint Croix Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3237 Saint Croix Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20