3237 Ruth St, Rockford, IL 61103 Property Records

Winnebago County property record for 3237 Ruth St, Rockford, IL 61103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (Feb 2022)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Feb 2022 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191A065`

Property Details

APN / Parcel Number

Primary APN	`191A065`
Alternative APN	`1111230001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	772 sqft
Basement Area	772 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Alley/Corner
Garage Type	Detached
Garage Area	484 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3237 RUTH ST
City	ROCKFORD
State	IL
Zip	61103-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HALSTED PK BNG SUB PT NE 1/4 SEC 11-44-1 E 3RD P M LOT 016 BLOCK 005
Legal Range	1
Legal Township	44
Legal Section	11
Legal Subdivision	HALSTED PK
Legal Block	005
Legal Lot Number	016
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2011
Census Tract	3606

Owner

3237 Ruth St is owned and occupied by an individual who bought it in February 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3237 RUTH ST, ROCKFORD, IL 61103-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer
Jul 5, 2019	Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jul 5, 2019 · Amount on File
Deed Document Number	20226207
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 28, 2022
Property Address	3237 RUTH ST, ROCKFORD, IL 61103-3024
Document Number	0000006207
Map Reference	BK16 PG 20
Instrument Date	Feb 19, 2022
Instrument	2206207
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Tax	$119.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 RUTH ST, ROCKFORD, IL 61103-3024

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 5, 2019
Property Address	3237 RUTH ST, ROCKFORD, IL 61103-3024
Document Number	0001022663
Instrument Date	Jun 28, 2019
Instrument	1022663
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 RUTH ST ROCKFORD IL 611033024, ROCKFORD, IL 61103-3024

Mortgage

Document Number	1022664
Date	Jul 5, 2019
Instrument	1022664

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 3237 Ruth St was $2,152 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00	$30,379 Land $5,617 Building $24,762	$91,137 Land $16,851 Building $74,286
2022	Homeowner's exemption	$21,486 Land $3,973 Building $17,513	$64,458 Land $11,919 Building $52,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3237 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3237 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ruth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures