3237 Rue Royale St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3237 Rue Royale St, Saint Charles, MO 63301

Property Summary

Property Type	Commercial
Details	4 bd · 4 ba · 5,202 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Tax Bill	$8,470 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`T070500884`

Property Details

APN / Parcel Number

Primary APN	`T070500884`
Alternative APN	`5-116B-A261-00-1912.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	5 Units
Stories	1 Story
Building Area	5,202 sqft Gross Area
1st Floor Area	5,202 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T070500884
Street Address	3237 RUE ROYALE ST
City	SAINT CHARLES
State	MO
Zip	63301-8205
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NEW TOWN AT ST CHARLES #1 A-1 LOT 1912
Legal Subdivision	NEW TOWN AT ST CHARLES #1 A-1
Legal Lot Number	1912
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1018
Census Tract	310201

Owner

3237 Rue Royale St, a commercial property, is owned by a company that acquired it in October 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	532 LEXINGTON LANDING DR, SAINT CHARLES, MO 63303-1748
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022
Deed Sale	Oct 20, 2022
Deed Document Number	202257387
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	0000057387
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2017
Property Address	3237 RUE ROYALE ST, SAINT CHARLES, MO 63301-8205
Document Number	0067591447
Book / Page	006759 / 001447
Instrument Date	Jun 15, 2017
Instrument	365280
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	391 WOODMERE DR ST CHARLES MO 633030712, ST CHARLES, MO 63303-0712

Mortgage

Document Number	67591447
Date	Jun 15, 2017
Book Page	006759/001447
Instrument	365280

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	206 N 5TH ST, ST CHARLES, MO 63301-1852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 14, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3237 Rue Royale St was $8,470, up 6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,048 (-)	$541,054 (-) Land $64,820 Building $476,234
2025	$8,470.00 (+6.02%)	$126,048	$541,054 Land $64,820 Building $476,234
2024	$7,989.00
2023		$115,784
2022			$497,132 Land $64,820 Building $432,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3237 Rue Royale St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3237 Rue Royale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20