Polk County property record for 3237 Oak Tree Ln, Winter Haven, FL 33884 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 2002 |
| Lot Size | 0.303 acres (13,203 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,018 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-32-851600-000200 |
| Primary APN | 27-28-32-851600-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,203 sqft (0.303 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 200 sqft |
| Street Address | 3237 OAK TREE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKGROVE SUBDIVISION PHASE ONE PB 115 PG 23 LOT 20 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 32 |
| Legal Subdivision | OAKGROVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 851600 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 14123 |
Source: Polk County records · APN 27-28-32-851600-000200
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3237 OAK TREE LN, WINTER HAVEN, FL 33884-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2017 |
| Transfer Doc | 0000192093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 06, 2017 |
| Property Address | 3237 OAK TREE LN, WINTER HAVEN, FL 33884-1329 |
| Document Number | 0102801976 |
| Book / Page | 010280 / 001976 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 192093 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3237 OAK TREE LN WINTER HAVEN FL 338841329, WINTER HAVEN, FL 33884-1329 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 (+11.43%) Homeowner's exemption | $151,422 (+9.15%) | $246,182 (+2.69%) Land $58,000 Building $188,182 |
| 2023 | $1,811.00 (+3.54%) Homeowner's exemption | $138,733 (+3%) | $239,730 (+15.52%) Land $56,000 Building $183,730 |
| 2022 | $1,749.00 Homeowner's exemption | $134,692 | $207,527 Land $46,000 Building $161,527 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 105 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022, alluvial fan flooding, Hurricane Ian |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 214 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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