Hamilton County property record for 3237 Niagara St, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1958 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $55,540 (Mar 2009) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0102-0090-00 |
| Primary APN | 510-0102-0090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| Patio Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3237 NIAGARA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIAGARA ST 60 X 119 LOT 1155 NORTHBROOK 2ND BLK AA |
| Legal Subdivision | NORTHBROOK |
| Legal Block | AA |
| Legal Lot Number | 1155 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20741 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3237 NIAGARA ST, CINCINNATI, OH 45251-2142 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2009 · Amount on Record |
| Deed Sale | Mar 16, 2009 · Amount on Record |
| Prior Sale | Feb 2, 2001 · Amount on Record |
| Deed Document Number | 09-032457 |
| Deed Book / Page | 11089 / 00182 |
| Prior Transfer Date | Mar 13, 2009 |
| Prior Transfer Doc | 0000032457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3237 NIAGARA ST, CINCINNATI, OH 45251-2142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000026555 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 14622/2669 |
| Instrument | 2022-0026555 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 117 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3237 NIAGARA ST, CINCINNATI, OH 45251-2142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3237 NIAGARA ST, CINCINNATI, OH 45251-2142 |
| Document Number | 0000085528 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 15535/1943 |
| Instrument | 2025-0085528 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2055 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 (+7.74%) | $28,774 (-) Land $8,505 Building $20,269 | |
| 2024 | $1,563.00 (-0.57%) | $28,774 (-) Land $8,505 Building $20,269 | |
| 2023 | $1,572.00 (+14.83%) | $28,774 (+41.1%) Land $8,505 Building $20,269 | $82,210 (+41.11%) Land $24,300 Building $57,910 |
| 2022 | $1,369.00 Homeowner's exemption | $20,392 Land $7,501 Building $12,891 | |
| 2020 | $58,260 Land $21,430 Building $36,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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