Chippewa County property record for 3237 Melby St, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jun 2021) |
| Tax Bill | $4,214 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22809-3431-6252-0107 |
| Primary APN | 22809-3431-6252-0107 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,708 sqft (0.2 acres) |
|---|
| Account Number | 221 0074 |
|---|---|
| Street Address | 3237 MELBY ST |
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-0467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWAY ADDITION LOT 7 BLK 1 |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 34 |
| Legal Subdivision | MIDWAY ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 10100 |
Source: Chippewa County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK |
| Jun 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER BANK |
| Jun 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Feb 3, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Feb 3, 2017 · Amount on Record |
| Deed Document Number | 2021919385 |
| Prior Transfer Date | Jan 31, 2017 |
| Prior Transfer Doc | 864307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 872512 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 872512 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Address | EAU CLAIRE, WI 54701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 889145 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 889145 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Jun 21, 2021 |
| Property Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Document Number | 919385 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 919385 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Document Number | 0000919386 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 919386 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Feb 3, 2017 |
| Property Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
| Document Number | 864307 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 864307 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3237 MELBY ST, EAU CLAIRE, WI 54703-0467 |
Source: Chippewa County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,214.00 (-1.03%) Homeowner's exemption | $226,200 (-) Land $18,100 Building $208,100 | $296,200 (-2.76%) |
| 2023 | $4,258.00 Homeowner's exemption | $226,200 Land $18,100 Building $208,100 | $304,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
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