3237 Jefferson Rd, Pentwater, MI 49449 Property Records

Oceana County property record for 3237 Jefferson Rd, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1990
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2023)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-017-200-05`

Property Details

APN / Parcel Number

Primary APN	`002-017-200-05`

Interior

Stories	2 Stories
Building Area	720 sqft Gross Area
1st Floor Area	1,225 sqft
Basement Area	475 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	84,071 sqft (1.93 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Location & Zoning

Street Address	3237 JEFFERSON RD
City	PENTWATER
State	MI
Zip	49449-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/21894 3237 W JEFFERSON RD MLC807431 QC-L2003P49572 MLC-L2014P18479 SEC 17 T16N R17W. 1.93 A M/L PT OF E 1/2 OF NE 1/4
Legal Range	17W
Legal Township	16N
Legal Section	17
Jurisdiction	OCEANA MI
Township / Civil Division	WEARE
Census Block Group	2
Census Block	2029
Census Tract	10800

Owner

3237 Jefferson Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3237 JEFFERSON RD, PENTWATER, MI 49449-8546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WEST SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Dec 3, 2019 · Amount on File
Deed Document Number	2023947
Deed Book / Page	2023 / 3854
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	3237 JEFFERSON RD, PENTWATER, MI 49449-8546
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 JEFFERSON RD, PENTWATER, MI 49449-8546

Mortgage

Document Number	2021/20872
Date	Aug 4, 2021
Book Page	2021/20872
Instrument	202100005563

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Dec 3, 2019
Property Address	3237 JEFFERSON RD, PENTWATER, MI 49449-8546
Document Number	2019/021894
Book / Page	2019 / 021894
Instrument Date	Nov 27, 2019
Instrument	201900006451
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 JEFFERSON RD, PENTWATER, MI 49449-8546

Mortgage

Document Number	201900006452
Date	Dec 3, 2019
Instrument	201900006452

Lender

Name	WEST SHORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3237 Jefferson Rd was $1,486 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Weare Township
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,200 (+1.3%) Land $3,700 Building $105,500	$218,400 (+1.3%) Land $7,400 Building $211,000
2025	$1,486.00 Homeowner's exemption	$107,800 Land $3,400 Building $104,400	$215,600 Land $6,800 Building $208,800
2023		$75,300 Land $12,900 Building $62,400	$150,600 (-) Land $25,800 Building $124,800
2022	$1,300.00		$150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3237 Jefferson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3237 Jefferson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: SyncWave.

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