3237 Heritage Estates Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3237 Heritage Estates Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,606 sqft · built 1987
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,260,000 (Aug 2018)
Tax Bill	$19,441 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`659-39-106`

Property Details

APN / Parcel Number

Primary APN	`659-39-106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3237 HERITAGE ESTATES DR
City	SAN JOSE
State	CA
Zip	95148-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 7901 BOOK 562 PAGE 2 PAGE 3 LOT 5
Legal Subdivision	TRACT NO 7901
Legal Tract	7901
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	503326

Owner

3237 Heritage Estates Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 23, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 13, 2018	Grant Deed, Transfer · ARM XCEED FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Apr 29, 1997 · Amount on File
Deed Document Number	201824001672
Prior Transfer Date	Feb 26, 1997
Prior Transfer Doc	0013627027
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805

Mortgage

Document Number	0024871009
Date	Mar 11, 2021
Instrument	24871009

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805
Document Number	0024456438
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3237 HERITAGE ESTATES DR SAN JOSE CA 951483805, SAN JOSE, CA 95148-3805

Mortgage

Document Number	0024456438
Date	Apr 16, 2020
Instrument	24456438

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805
Document Number	0024416175
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3237 HERITAGE ESTATES DR SAN JOSE CA 951483805, SAN JOSE, CA 95148-3805

Mortgage

Document Number	0024416175
Date	Feb 28, 2020
Instrument	24416175

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 13, 2018
Property Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805
Document Number	0024001672
Map Reference	MB562 PG1-3
Instrument Date	Aug 1, 2018
Instrument	24001672
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3237 HERITAGE ESTATES DR, SAN JOSE, CA 95148-3805

Mortgage

Document Number	0024001673
Date	Aug 13, 2018
Instrument	24001673

Lender

Name	XCEED FINANCIAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3237 Heritage Estates Dr was $19,441.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,433,659 (+2%) Land $1,137,827 Building $295,832
2025	$19,441.00	$1,405,549 Land $1,115,517 Building $290,032
2023	$18,831.00 (+0.38%)	$1,350,972 Land $1,072,201 Building $278,771
2022	$18,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3237 Heritage Estates Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3237 Heritage Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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