3237 Gateway Cir, Charlottesville, VA 22911 Property Records

Albemarle County property record for 3237 Gateway Cir, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 1994
Lot Size	0.043 acres (1,875 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (May 2017)
Tax Bill	$3,079 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046B4-01-0U-00200`

Property Details

APN / Parcel Number

Primary APN	`046B4-01-0U-00200`
Alternative APN	`12904`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Finished Area
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	1,875 sqft (0.043 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Patio Area	107 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3237 GATEWAY CIR
City	CHARLOTTESVILLE
State	VA
Zip	22911-7476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 RESIDE
Legal Description	FOREST LAKES TOWNHOUSES C U 2
Legal Subdivision	FOREST LAKES TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1014
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5807 LESLIE LN, MOUNT AIRY, MD 21771-8260
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS
May 15, 2017	Grant Deed, Transfer · Conventional with PMI MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	20175336
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3237 GATEWAY CIR, CHARLOTTESVILLE, VA 22911-7476
Document Number	0000014826
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3237 GATEWAY CIR CHARLOTTESVILLE VA 229117476, CHARLOTTESVILLE, VA 22911-7476

Mortgage

Document Number	0000014826
Date	Oct 21, 2020
Book Page	005410/000291
Instrument	14826

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2040

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 15, 2017
Property Address	3237 GATEWAY CIR, CHARLOTTESVILLE, VA 22911-7476
Document Number	0000005336
Book / Page	004908 / 000467
Instrument Date	May 11, 2017
Instrument	5336
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3237 GATEWAY CIR CHARLOTTESVILLE VA 229117476, CHARLOTTESVILLE, VA 22911-7476

Mortgage

Document Number	5337
Date	May 15, 2017
Book Page	004908/000470
Instrument	5337

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,079.00 (+5.95%)	$344,400 (+17.18%) Land $90,000 Building $254,400	$344,400 (+17.18%) Land $90,000 Building $254,400
2025	$2,906.00 (+15.82%)
2023	$2,509.00	$293,900 Land $80,000 Building $213,900	$293,900 Land $80,000 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ting.

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