Saginaw County property record for 3237 Carter St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,696 sqft · built 1925 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,900 (Aug 2026) |
| Tax Bill | $1,631 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-10-4-26-4000-000 |
| Primary APN | 92-10-4-26-4000-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Basement Area | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3237 CARTER ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 25, WILSON AND BASKINS SUBDN OF LOTS 11 AND 12, J.S.CURTISS SUBDIVISION |
| Legal Range | 4E |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Subdivision | BASKINS SUBD |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 900 |
3237 Carter St is owned by two individuals who bought it in August 2026.
Source: Saginaw County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 LAVENDER AVE, FLINT, MI 48504-3340 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Quit Claim Deed, Transfer · FHA Mortgage CASON HOME LOANS |
| Aug 18, 2026 | Warranty Deed, Transfer SAGINAW BAY AREA TITLE |
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Aug 17, 2026 |
| Deed Document Number | 202621178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 3237 CARTER ST, SAGINAW, MI 48601-4053 |
| Document Number | 0000020970 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202620970 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE AGENCY, EMBER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 LAVENDER AVE, FLINT, MI 48504-3340 |
| Document Number | 0000020969, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202620969 |
| Name | CASON HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 18, 2026 |
| Property Address | 3237 CARTER ST, SAGINAW, MI 48601-4053 |
| Document Number | 0000021178 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202621178 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | SAGINAW BAY AREA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $102,186.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 LAVENDER AVE, FLINT, MI 48504-3340 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 29, 2023 |
| Property Address | 3237 CARTER ST, SAGINAW, MI 48601-4053 |
| Document Number | 0000015487 |
| Map Reference | LB 5 PG 16 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023015487 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3237 CARTER ST, SAGINAW, MI 48601-4053 |
| Name | Verified Name |
|---|---|
| Address | 3160 FALLEN OAKS CT, ROCHESTER HILLS, MI 48309-2765 |
| Document Number | 0000015447 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023015447 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 3237 Carter St was $1,631.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,400 (+9.55%) | $68,800 (+9.55%) | |
| 2025 | $1,631.00 Homeowner's exemption | $31,400 | $62,800 |
| 2023 | $24,200 (+16.91%) | $48,400 (+16.91%) | |
| 2022 | $950.00 Homeowner's exemption | $20,700 | $41,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3237 Carter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3237 Carter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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