3237 Carolyn Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3237 Carolyn Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Nov 2020)
Tax Bill	$6,209 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone A99 (high risk)
APN	`146-063-04-00`

Property Details

APN / Parcel Number

Primary APN	`146-063-04-00`
Alternative APN	`1460720400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1460720400
Street Address	3237 CAROLYN CIR
City	OCEANSIDE
State	CA
Zip	92054-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 33 TR 003989
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	003989
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18510

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3237 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Aug 19, 1983 · Amount on Record
Deed Document Number	2020732147
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	3237 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000732147
Map Reference	MAP 3989
Instrument Date	Nov 6, 2020
Instrument	2020-0732147
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 CAROLYN CIR, OCEANSIDE, CA 92054-3841

Mortgage

Document Number	0000732148
Date	Nov 18, 2020
Instrument	2020-0732148

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3237 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000456554
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3237 CAROLYN CIR OCEANSIDE CA 920543841, OCEANSIDE, CA 92054-3841

Mortgage

Document Number	0000456554
Date	Oct 11, 2019
Instrument	456554

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,971 (+2%) Land $288,785 Building $273,186
2025	$6,209.00 (+5.18%)	$550,953 (+4.04%) Land $283,123 Building $267,830
2023	$5,903.00 (+1.53%)	$529,561 Land $272,130 Building $257,431
2022	$5,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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