3237 Bergen St, Charlottesville, VA 22902 Property Records

Albemarle County property record for 3237 Bergen St, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,097 sqft · built 2019
Lot Size	0.035 acres (1,525 sqft)
Owner	Individual Name on Record
Last Sale	$356,442 (Aug 2019)
Tax Bill	$4,103 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091A1-00-00-07900`

Property Details

APN / Parcel Number

Primary APN	`091A1-00-00-07900`
Alternative APN	`316287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,097 sqft Finished Area
Basement Area	792 sqft
Finished Basement	494 sqft
Unfinished Basement	298 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	1,525 sqft (0.035 acres)
Garage Area	299 sqft
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3237 BERGEN ST
City	CHARLOTTESVILLE
State	VA
Zip	22902-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVINITY ESTATES LOT 79
Legal Subdivision	AVINITY ESTATES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1007
Census Tract	11303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3237 BERGEN ST, CHARLOTTESVILLE, VA 22902-6249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20199259
Deed Book / Page	5210 / 488
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3237 BERGEN ST, CHARLOTTESVILLE, VA 22902-6249
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5493/459
Date	Mar 8, 2021
Book Page	5493/459
Instrument	2021-00003947

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 23, 2019
Property Address	3237 BERGEN ST, CHARLOTTESVILLE, VA 22902-6249
Document Number	0000009259
Book / Page	005210 / 000488
Instrument Date	Aug 6, 2019
Instrument	9259
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3237 BERGEN ST CHARLOTTESVILLE VA 22902, CHARLOTTESVILLE, VA 22902

Mortgage

Document Number	9260
Date	Aug 23, 2019
Book Page	005210/000493
Instrument	9260

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,103.00 (+4.7%)	$459,000 (+7.39%) Land $105,000 Building $354,000	$459,000 (+7.39%) Land $105,000 Building $354,000
2025	$3,919.00 (+7.37%)
2023	$3,650.00	$427,400 Land $86,500 Building $340,900	$427,400 Land $86,500 Building $340,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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