3237 B St, Panama City, FL 32404 Property Records

Bay County property record for 3237 B St, Panama City, FL 32404

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 720 sqft · built 1968
Lot Size	0.223 acres (9,713 sqft)
Owner	Company Name on Record
Last Sale	$34,900 (May 2022)
Tax Bill	$341 (2025)
Deeds & Mortgages	May 2022 Sale Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11914-413-000`

Property Details

APN / Parcel Number

Primary APN	`11914-413-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	9,713 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3237 B ST
City	PANAMA CITY
State	FL
Zip	32404-3108
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	24 3S 14W ST A B DEV CO PLAT BEG 389.85 W & 1380 S OF NE COROF W1/2 OF SE1/4 TH SLY 75 WLY 130 NLY 75 ELY 130 TO POB AKA LOT 19 BLK B PINEWOOD GR UNR ORB 4561 P 142
Legal Range	14W
Legal Township	03S
Legal Section	24
Legal Subdivision	ST A B DEV CO PLAT
Legal Block	B
Legal Lot Number	19
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1010
Census Tract	1302

Owner

Source: Bay County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2723 EDWARDS RD, PANAMA CITY, FL 32409-2421
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC
Feb 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	202234630
Deed Book / Page	4561 / 142
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0040970854
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 6, 2022
Property Address	PANAMA CITY, FL 32404
Document Number	0045610142
Book / Page	4561 / 142
Instrument Date	May 6, 2022
Instrument	2022034630
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$244.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2723 EDWARDS RD, SOUTHPORT, FL 32409-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 EDWARDS RD, SOUTHPORT, FL 32409-2421

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 14, 2019
Property Address	PANAMA CITY, FL 32404
Document Number	0040901285
Book / Page	004090 / 001285
Instrument Date	Jan 14, 2019
Instrument	17687
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 EDWARDS RD SOUTHPORT FL 324092421, SOUTHPORT, FL 32409-2421

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (+16.38%)	$25,813 (+21%)	$29,973 (+40.5%) Land $27,360 Building $2,613
2024	$293.00 (+9.74%)
2023	$267.00 (+5.95%)	$21,333 (+15.71%) Land $18,720 Building $2,613	$21,333 (+15.71%) Land $18,720 Building $2,613
2022	$252.00	$18,436 Land $15,840 Building $2,596	$18,436 Land $15,840 Building $2,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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