3237 A St, Panama City, FL 32404 Property Records

Bay County property record for 3237 A St, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	6 bd · 4.5 ba · 3,581 sqft · built 1998
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on Record
Last Sale	$66,700 (Aug 2003)
Tax Bill	$978 (2025)
Deeds & Mortgages	Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11914-400-000`

Property Details

APN / Parcel Number

Primary APN	`11914-400-000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,581 sqft Living Area
1st Floor Area	3,581 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	181 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft
Deck Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3237 A ST
City	PANAMA CITY
State	FL
Zip	32404-2036
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	24 3S 14W ST A B DEV CO PLAT BEG 199.85 W & 1330 S OF NE COR OF W1/2 OF SW1/4 TH S 125 E 182.3 M/L N 125 SW 179.97 TO POB KWN AS L-1 BLK A PINEWOOD GR UNR ORB 729 P 904 -17.41- 116D ORB 4080 P 394
Legal Range	14W
Legal Township	03S
Legal Section	24
Legal Subdivision	ST A B DEV CO PLAT
Legal Block	A
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1010
Census Tract	1302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3237 A ST, PANAMA CITY, FL 32404-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2003 · Amount on Record
Deed Sale	Aug 11, 2003 · Amount on Record
Prior Sale	Apr 4, 2003 · Amount on Record
Deed Document Number	200357842
Deed Book / Page	2320 / 2069
Last Transfer Date	Jan 17, 2019
Transfer Doc	0040800394
Record Updated	Jun 8, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 17, 2019
Property Address	3237 A ST, PANAMA CITY, FL 32404-2036
Document Number	0040800394
Book / Page	004080 / 000394
Instrument Date	Jan 17, 2019
Instrument	6638
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 A ST PANAMA CITY FL 324042036, PANAMA CITY, FL 32404-2036

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (-0.1%) Homeowner's exemption	$118,677 (+5.99%)	$136,129 (+15.14%) Land $30,210 Building $105,919
2024	$979.00 (+2.73%)
2023	$953.00 (+6.72%) Homeowner's exemption	$111,973 (-0.02%)	$118,233 (+5.57%) Land $20,670 Building $97,563
2022	$893.00 Homeowner's exemption	$111,996 Land $17,490 Building $94,506	$111,996 Land $17,490 Building $94,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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