3237 48th Ave Ln NE, Hickory, NC 28601 Property Records

Catawba County property record for 3237 48th Ave Ln NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,012 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2022)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3735-13-03-0522`

Property Details

APN / Parcel Number

Primary APN	`3735-13-03-0522`
Alternative APN	`0402985`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	1,498 sqft
Basement Area	470 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	143 ft deep x 90 ft wide
Terrain	Below Road/Slope
Porch	Porch
Porch Area	44 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3237 48TH AVENUE LN NE
City	HICKORY
State	NC
Zip	28601-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 18 PLAT 52-125
Legal Subdivision	CAROLINA SPRINGS
Legal Lot Number	18
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1006
Census Tract	10301

Owner

3237 48th Ave Ln NE is owned and occupied by an individual who bought it in September 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 30, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	202219650
Deed Book / Page	3767 / 976
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	0030861875
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 7, 2022
Property Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250
Document Number	0037670976
Book / Page	3767 / 976
Map Reference	MB 52 PG 125
Instrument Date	Sep 1, 2022
Instrument	19650
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3237 48TH AVENUE LN NE, 3237, HICKORY, NC 28601-9250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250

Mortgage

Document Number	0000019651
Date	Sep 7, 2022
Instrument	19651

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	6-Month LIBOR
Margin	2
Max Rate	10.2%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 4, 2020
Property Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250
Document Number	0035891231
Book / Page	3589 / 1231
Map Reference	MB 52 PG 125
Instrument Date	Aug 4, 2020
Instrument	15148
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 W 6TH AVE, 410, GASTONIA, NC 28052-4034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250

Mortgage

Document Number	15149
Date	Aug 4, 2020
Instrument	15149

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 30, 2017
Property Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250
Document Number	0034060415
Book / Page	03406 / 0415
Map Reference	MB52 PG125
Instrument Date	Jun 29, 2017
Instrument	11150
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1496 MOUNTAIN CIRCLE DR, 1496, LENOIR, NC 28645-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3237 48TH AVENUE LN NE, HICKORY, NC 28601-9250

Mortgage

Document Number	0034060417
Date	Jun 30, 2017
Book Page	03406/0417
Instrument	11151

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3237 48th Ave Ln NE was $1,264, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,300 (-) Land $18,900 Building $298,400
2025	$1,264.00 (-53.32%)	$317,300 Land $18,900 Building $298,400
2024	$2,708.00
2023	$2,708.00	$242,500 Land $18,900 Building $223,600	$317,300 Land $18,900 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3237 48th Ave Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3237 48th Ave Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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