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3236 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3236 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 939 sqft · built 1962
Lot Size0.719 acres (31,363 sqft)
Owner2 Individual Names on File
Tax Bill$170 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone A (high risk)
APN12368-010-000

Property Details

APN / Parcel Number

Primary APN12368-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area939 sqft Heated Area
Gross Area1,905 sqft
1st Floor Area939 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area31,363 sqft (0.719 acres)
Lot Dimensions310 ft deep x 100 ft wide
PorchPorch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3236 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CITY (5.09) 117B E 100' OF E 200' OF W 300' OF N1/2 OF LOT 5
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block19
Legal Lot Number5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1041
Census Tract1302

Owner

Source: Bay County records · APN 12368-010-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3236 E BALDWIN RD, PANAMA CITY, FL 32405-6925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST FLORIDA BANK
Sep 08, 2017Correction Deed · Conventional Mortgage
FIRST FLORIDA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2017
Deed SaleAug 04, 2017
Prior SaleAug 01, 2005 · Amount on Record
Deed Document Number0003935358
Deed Book / Page3904 / 1382
Prior Transfer DateMay 26, 2017
Prior Transfer Doc2017030296
Record UpdatedJun 08, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 26, 2017
Property Address3236 E BALDWIN RD, PANAMA CITY, FL 32405-6925
Document Number0039041382
Book / Page3904 / 1382
Map ReferenceMB4 PG28
Instrument DateMay 26, 2017
Instrument2017030296
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyCORNERSTONE TITE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address712 BEACHCOMBER DR, 712, LYNN HAVEN, FL 32444-3416

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3236 E BALDWIN RD, PANAMA CITY, FL 32405-6925

Mortgage

Document Number2017030299
DateMay 26, 2017
Instrument2017030299
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

September 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateSep 08, 2017
Property Address3236 E BALDWIN RD, PANAMA CITY, FL 32405-6925
Document Number0039350358
Book / Page3935 / 0358
Map ReferenceMB4 PG28
Instrument DateMay 26, 2017
Instrument2017051396
Record UpdatedDec 23, 2021
Title CompanyCORNERSTONE TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address712 BEACHCOMBER DR, 712, LYNN HAVEN, FL 32444-3416

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3236 E BALDWIN RD, PANAMA CITY, FL 32405-6925

Mortgage

Document Number2017051397
DateSep 08, 2017
Instrument2017051397
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$170.00 (-6.59%) Homeowner's exemption Widower's exemption$43,817 (+5.99%)$74,518 (+11.76%) Land $23,450 Building $51,068
2023$182.00 (-12.92%) Homeowner's exemption Widower's exemption$41,342 (+3%)$66,679 (+13.62%) Land $18,126 Building $48,553
2022$209.00 Homeowner's exemption Widower's exemption$40,138$58,686 Land $14,587 Building $44,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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