Emmet County property record for 3236 Cliffs Dr, Bay Harbor, MI 49770
| Property Type | Condominium |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $12,021 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-02-365-184 |
| Primary APN | 52-18-02-365-184 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 3236 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8580 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | CLIFFS AT BAY HARBOR, THE, CONDO #143, UNIT 84 G-82. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | CLIFFS AT BAY HARBOR |
| Legal Unit | 84 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-18-02-365-184
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3236 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2004 |
| Deed Sale | Sep 27, 2004 |
| Prior Sale | May 19, 1998 · Amount on Record |
| Deed Book / Page | 1057 / 62 |
| Last Transfer Date | Nov 16, 2016 |
| Transfer Doc | 1190/0528 |
| Record Updated | Sep 20, 2026 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,900 (+16.48%) Land $489,900 | $979,800 (+16.48%) Land $979,800 | |
| 2025 | $420,600 (+28.78%) Land $420,600 | $841,200 (+28.78%) Land $841,200 | |
| 2024 | $12,021.00 | ||
| 2023 | $326,600 Land $326,600 | $653,200 Land $653,200 |
Source: FEMA National Flood Hazard Layer as of May 31, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 34 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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