32359 Turtle Grace Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32359 Turtle Grace Loop, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,673 sqft · built 2024
Lot Size	0.047 acres (2,040 sqft)
Owner	2 Individual Names on File
Last Sale	$320,990 (Mar 2024)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-20-0060-00100-0630`

Property Details

APN / Parcel Number

Primary APN	`26-25-20-0060-00100-0630`
Alternative APN	`2025260060001000630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,673 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	696 sqft
Upper Floors Area	977 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,040 sqft (0.047 acres)
Garage Type	Attached
Garage Area	268 sqft
Driveway	Driveway
Driveway Area	527 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32359 TURTLE GRACE LOOP
City	WESLEY CHAPEL
State	FL
Zip	33545-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MEADOW RIDGE PHASE A-2 PB 87 PG 101 BLOCK 1 LOT 63
Legal Subdivision	MEADOW RIDGE
Legal Tract	60
Legal Block	1
Legal Lot Number	63
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32103

Owner

32359 Turtle Grace Loop is owned and occupied by two individuals who bought it in March 2024.

Source: Pasco County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Mar 28, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP
Nov 15, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Deed Document Number	202453750
Deed Book / Page	10984 / 455
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Aug 31, 2026
Property Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370
Document Number	0000164992
Book / Page	11486 / 2528
Instrument Date	Aug 24, 2026
Instrument	2026164992
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370

Mortgage

Document Number	0000164992,
Date	Aug 31, 2026
Book Page	11486/2528
Instrument	2026164992

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 28, 2024
Property Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370
Document Number	0109840455
Book / Page	10984 / 455
Map Reference	MB 87 PGS 101
Instrument Date	Mar 22, 2024
Instrument	2024053750
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2024
Title Company	DHI TITLE FLORIDA INC, DH TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$2,247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370

Mortgage

Document Number	2024053751
Date	Mar 28, 2024
Instrument	2024053751

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0109840456
Date	Mar 28, 2024
Book Page	10984/456
Instrument	2024053751

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company
Address	5027 W LAUREL ST, TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 15, 2022
Property Address	32359 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2370
Document Number	0107222752
Book / Page	10722 / 2752
Map Reference	MB 87 PG 101-107
Instrument Date	Nov 9, 2022
Instrument	2022242223
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,246.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333

Tax Assessment & Valuation

The 2025 property tax bill for 32359 Turtle Grace Loop was $5,351 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,984 (-0.23%) Land $33,527 Building $235,457	$268,984 (-0.23%) Land $33,527 Building $235,457
2025	$5,351.00 Homeowner's exemption	$269,597 Land $33,527 Building $236,070	$269,597 Land $33,527 Building $236,070
2023	$1,875.00 (-15.35%)	$33,527 (-) Land $33,527	$33,527 (-) Land $33,527
2022	$2,215.00	$33,527	$33,527 Land $33,527

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32359 Turtle Grace Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32359 Turtle Grace Loop is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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