3235 W School Rd, Roscommon, MI 48653 Property Records

Roscommon County property record for 3235 W School Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$17,000 (Jan 2024)
Tax Bill	$559 (2025)
Deeds & Mortgages	Jan 2024 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-860-001-1000`

Property Details

APN / Parcel Number

Primary APN	`008-860-001-1000`

Exterior

Lot Area	82,764 sqft (1.9 acres)

Location & Zoning

Street Address	3235 W SCHOOL RD
City	ROSCOMMON
State	MI
Zip	48653-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-983 P-2357 L-897 P-602 L-714 P-129 233 LOTS 1 & 2 WEDGE WOOD SUBD PP: 008-860-001-0000 & 860-002-0000 (05)
Legal Lot Number	1-2
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1030
Census Tract	970700

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3165 W SCHOOL RD, ROSCOMMON, MI 48653-7950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage BENCHMARK MORTGAGE
Feb 18, 2020	Warranty Deed, Transfer · FHA Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2024435
Deed Book / Page	1186 / 657
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 31, 2024
Property Address	3235 W SCHOOL RD, ROSCOMMON, MI 48653-7941
Document Number	001186/657
Book / Page	1186 / 657
Instrument Date	Jan 30, 2024
Instrument	202400000435
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 W SCHOOL RD, ROSCOMMON, MI 48653-7950

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	3235 W SCHOOL RD, ROSCOMMON, MI 48653-7941
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1175/2006
Date	Mar 8, 2021
Book Page	1175/2006
Instrument	202100001839

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 18, 2020
Property Address	3235 W SCHOOL RD, ROSCOMMON, MI 48653-7941
Document Number	1171/2026
Book / Page	1171 / 2026
Instrument Date	Feb 18, 2020
Instrument	202000000993
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7250 MERRIO RD, GRAYLING, MI 49738-7113
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000994
Date	Feb 18, 2020
Instrument	202000000994

Lender

Name	BENCHMARK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01171/2026
Date	Feb 18, 2020
Book Page	1171/2026
Instrument	202000000993

Lender

Name	BENCHMARK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,000 (+85.19%)	$30,000 (+85.19%)
2025	$559.00 (-67.48%)
2023		$8,100	$16,200
2022	$1,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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