3235 Token Rd, Panama City, FL 32405 Property Records

Bay County property record for 3235 Token Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,075 sqft · built 1968
Lot Size	0.688 acres (29,969 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jun 2013)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone AE (high risk)
APN	`11770-000-000`

Property Details

APN / Parcel Number

Primary APN	`11770-000-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,075 sqft Living Area
1st Floor Area	2,979 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	29,969 sqft (0.688 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	938 sqft
Patio Area	250 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3235 TOKEN RD
City	PANAMA CITY
State	FL
Zip	32405-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC05
Legal Description	20 3S 14W -14.1- ST AND BAY DEV CO PLAT BEG 13 W OF NE COR LOT 103 TH S 200 W 150 N 200 E 150 TO POB ORB 3521 P 2246
Legal Range	14W
Legal Township	03S
Legal Section	20
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	103
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1089
Census Tract	1501

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	502 PARKWOOD CT, PANAMA CITY, FL 32405-4445
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2013 · Amount on Record
Deed Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	201336119
Deed Book / Page	3521 / 2246
Last Transfer Date	Mar 21, 2025
Transfer Doc	0049551896
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 24, 2025
Property Address	3235 TOKEN RD, PANAMA CITY, FL 32405-3319
Document Number	0049551896
Book / Page	4955 / 1896
Instrument Date	Mar 21, 2025
Instrument	2025055047
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 PARKWOOD CT, PANAMA CITY, FL 32405-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 PARKWOOD CT, PANAMA CITY, FL 32405-4445

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+2.94%)	$249,415 (+4.12%) Land $78,570 Building $170,845	$249,415 (+4.12%) Land $78,570 Building $170,845
2024	$2,998.00 (+3.27%)	$239,555 (+4.77%) Land $78,570 Building $160,985	$239,555 (+4.77%) Land $78,570 Building $160,985
2023	$2,903.00 (+17.39%)	$228,639 (+8.49%) Land $66,420 Building $162,219	$228,639 (+8.49%) Land $66,420 Building $162,219
2022	$2,473.00	$210,742 Land $63,180 Building $147,562	$210,742 Land $63,180 Building $147,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 300 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	154 (1984–2022)
Claims Outside the SFHA	16 of 154
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 49 claims Hurricane Dennis, Jul 2005 · 13 claims Hurricane Opal, Oct 1995 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20