3235 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3235 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	960 sqft · built 1900
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on Record
Tax Bill	$51,325 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050-0004-0004-00`

Property Details

APN / Parcel Number

Primary APN	`050-0004-0004-00`

Interior

Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft

Exterior

Year Built	Built 1900
Lot Area	54,450 sqft (1.25 acres)
Lot Width	263 ft Width

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3235 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-1397
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	SS MADISON RD 1.2503 ACS R2-T4-S28
Legal Range	02
Legal Township	04
Legal Section	28
Legal Subdivision	GILMORE & BROTHERTON
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	5301

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1092 GRAND ISLE DR, NAPLES, FL 34108-3323
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Commercial Mortgage KEMBA CREDIT UNION INC
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2012
Deed Sale	Apr 13, 2012
Prior Sale	Dec 13, 2002
Deed Document Number	12-046990
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3235 MADISON RD, CINCINNATI, OH 45209-1397
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 ERIC AVENUE #302 302, 302, CINCINNATI, OH 45208-2360

Mortgage

Document Number	0000001040
Date	Jan 6, 2026
Book Page	15576/1052
Instrument	2026-0001040

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3235 MADISON RD, CINCINNATI, OH 45209-1397
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 ERIE AVE 302, 302, CINCINNATI, OH 45208-2360

Mortgage

Document Number	0000123891
Date	Oct 13, 2021
Book Page	14522/263
Instrument	2021-0123891

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51,325.00 (+0.5%)	$611,226 (-) Land $94,738 Building $516,488
2024	$51,070.00 (+0.25%)	$611,226 (-) Land $94,738 Building $516,488
2023	$50,941.00 (+0.54%)	$611,226 (+10.95%) Land $94,738 Building $516,488	$1,746,360 (+10.95%) Land $270,680 Building $1,475,680
2022	$50,665.00	$550,879 Land $90,734 Building $460,145
2020			$1,573,940 Land $259,240 Building $1,314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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