Jackson County property record for 3234 Main St, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 1950 |
| Lot Size | 0.654 acres (28,488 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-5N-11-0091-0150-0070 |
| Primary APN | 30-5N-11-0091-0150-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,450 sqft |
| 1st Floor Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,488 sqft (0.654 acres) |
| Lot Dimensions | 190 ft deep x 150 ft wide |
| Porch | Finished/Open Porch |
| Deck Area | 112 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3234 MAIN ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7,8,9 IN E1/2 OF SW1/4 BLK 15 IN COTTONDALE... OR 123 P 496 |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | COTTONDALE |
| Legal Block | 15 |
| Legal Lot Number | 10150 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 210400 |
3234 Main St is owned and occupied by two individuals who acquired it in June 2026.
Source: Jackson County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3234 MAIN ST, COTTONDALE, FL 32431-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000007826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 3234 MAIN ST, COTTONDALE, FL 32431-3053 |
| Document Number | 0000007826 |
| Book / Page | 1930 / 247 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20267826 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3234 MAIN ST, COTTONDALE, FL 32431-3053 |
The 2025 property tax bill for 3234 Main St was $675 with a homeowner's exemption, up 4.7% from the year before.
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $675.00 (+4.65%) Homeowner's exemption | $80,793 (+2.9%) | $150,381 (-2.11%) Land $9,750 Building $140,631 |
| 2024 | $645.00 (+11.02%) Homeowner's exemption | $78,516 (+3%) | $153,623 (+1.35%) Land $9,750 Building $143,873 |
| 2023 | $581.00 Homeowner's exemption | $76,229 | $151,572 Land $9,750 Building $141,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3234 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3234 Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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