3234 Lower Bellbrook Rd, Spring Valley, OH 45370 Property Records

Greene County property record for 3234 Lower Bellbrook Rd, Spring Valley, OH 45370

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 2 ba · 2,258 sqft · built 1900
Lot Size	7.7 acres (335,804 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2018)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L322017018`

Property Details

APN / Parcel Number

Primary APN	`L322017018`
Alternative APN	`L32-0002-0017.0-0018.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,258 sqft Total Area
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft
Unfinished Basement	1,290 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	335,804 sqft (7.7 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3234 LOWER BELLBROOK RD
City	SPRING VALLEY
State	OH
Zip	45370-8764
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	6-3-32 7.709AC E OF SR 725 LOWER BELLBROOK RD
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	1
Census Block	1018
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 9, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Apr 2, 2018	Deed, Transfer
Mar 14, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	20184885
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0037650245
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764

Mortgage

Document Number	0000004103
Date	Mar 17, 2026
Instrument	2026004103

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2056

Interest

Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764

Mortgage

Document Number	0000031223
Date	Dec 28, 2021
Instrument	2021031223

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Document Number	0000018285
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3234 LOWER BELLBROOK RD SPRING VALLEY OH 453708764, SPRING VALLEY, OH 45370-8764

Mortgage

Document Number	0000018285
Date	Sep 15, 2020
Instrument	18285

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE OH
Recording Date	Apr 2, 2018
Property Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Document Number	0000004885
Map Reference	VL 3765 PG 245
Instrument Date	Mar 13, 2018
Instrument	2018004885
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Investor	Possibly a Property Investor

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Mar 14, 2018
Property Address	3234 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8764
Document Number	0000003865
Instrument Date	Mar 12, 2018
Instrument	3865
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	137 N MAIN ST DAYTON OH 454021772, DAYTON, OH 45402-1772

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,165.00 (+1.31%) Additional exemption filed	$109,960 (-17.09%) Land $28,570 Building $81,390
2024	$6,085.00 (-0.36%)	$132,630 (-) Land $51,240 Building $81,390
2023	$6,107.00 (+4.41%)	$132,630 (+21.57%) Land $51,240 Building $81,390	$378,940 (+21.56%) Land $146,400 Building $232,540
2022	$5,849.00	$109,100 Land $46,580 Building $62,520
2020			$311,720 Land $133,090 Building $178,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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