3234 Fishtrap Loop NE, Olympia, WA 98506 Property Records

Thurston County property record for 3234 Fishtrap Loop NE, Olympia, WA 98506

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,169 sqft · built 1991
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Jun 2025)
Tax Bill	$90 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11906414100`

Property Details

APN / Parcel Number

Primary APN	`11906414100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	3,269 sqft
1st Floor Area	2,169 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	420 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	616 sqft
Deck Area	764 sqft
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3234 FISHTRAP LOOP NE
City	OLYMPIA
State	WA
Zip	98506-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1/1
Legal Description	SECTION 06 TOWNSHIP 19 RANGE 1W GOVT LT 6 & 2ND CL TDLS ADJ COM N1-37-20W 2652.47F FR SE SEC CIR S72-5-22W 555.2F S33-28-23W 340.23F S43-35-42W 376.48F CUR TO R RAD 173.58F CEN ANG 105-19-3 N31-5-
Legal Range	01
Legal Township	19
Legal Section	06
Legal Block	1
Legal Lot Number	6
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1002
Census Tract	12100

Owner

3234 Fishtrap Loop NE is owned and occupied by two individuals who bought it in June 2025.

Source: Thurston County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3234 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2017	Warranty Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	20255059912
Prior Transfer Date	Oct 4, 2005
Prior Transfer Doc	0003878200
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3234 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9650
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004844858
Date	Apr 22, 2021
Instrument	4844858

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 11, 2017
Property Address	3234 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9650
Document Number	0004580117
Instrument Date	Jul 28, 2017
Instrument	4580117
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	THURSTON COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,452.12
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 FISHTRAP LOOP NE, OLYMPIA, WA 98506-9650

Mortgage

Document Number	0004580118
Date	Aug 11, 2017
Instrument	4580118

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 3234 Fishtrap Loop NE was $90.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Olympia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$90.00
2025		$986,100 Land $489,600 Building $496,500	$986,100 Land $489,600 Building $496,500
2024	$10,548.00 (+10.91%)
2023	$9,510.00
2022		$970,900 Land $396,200 Building $574,700	$970,900 Land $396,200 Building $574,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3234 Fishtrap Loop NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3234 Fishtrap Loop NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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