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3234 Eucalyptus Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 3234 Eucalyptus Dr, Punta Gorda, FL 33982 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 884 sqft · built 1994
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Dec 2019)
Tax Bill$798 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN402324180003

Property Details

APN / Parcel Number

Primary APN402324180003
Alternative APNs
  • 00969400001000
  • 10004622386

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area884 sqft Living Area
Gross Area1,592 sqft
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchEnclosed/Screened Porch
Porch Area708 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00969400001000
Street Address3234 EUCALYPTUS DR
CityPUNTA GORDA
StateFL
Zip33982-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN SOUCI UN A BLK 6 LTS 9 & 10 1321/1856 2770/849 2770/851 3542/49 3912/224 4062/595 4193/2099 4379/731 4519/1181
Legal Range23E
Legal Township40S
Legal Section24
Legal SubdivisionSAN SOUCI
Legal TractSAS
Legal Block6
Legal Lot Number9,10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1083
Census Tract10200

Owner

Source: Charlotte County records · APN 402324180003

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3234 EUCALYPTUS DR, PUNTA GORDA, FL 33982-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 15, 2018Warranty Deed, Transfer · Conventional with PMI
KENYON & MELISSA L SPRAGUE
May 02, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Document Number20192771444
Deed Book / Page4519 / 1181
Prior Transfer DateJun 27, 2005
Prior Transfer Doc0027700849
Record UpdatedJun 08, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 20, 2019
Property Address3234 EUCALYPTUS DR, PUNTA GORDA, FL 33982-1214
Document Number0045191181
Book / Page4519 / 1181
Map ReferenceMB 1 PG 48
Instrument DateDec 19, 2019
Instrument2771444
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 EUCALYPTUS DR, PUNTA GORDA, FL 33982-1214

Mortgage

Document Number0045191183
DateDec 20, 2019
Instrument4519/1183
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 15, 2018
Property Address3234 EUCALYPTUS DR, PUNTA GORDA, FL 33982-1214
Document Number0043790731
Book / Page004379 / 000731
Instrument DateNov 08, 2018
Instrument2662067
Transaction TypeTransfer
Record UpdatedDec 06, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 EUCALYPTUS DR PUNTA GORDA FL 339821214, PUNTA GORDA, FL 33982-1214

Mortgage

Document Number43790733
DateNov 15, 2018
Book Page004379/000733
Instrument2662068
Lender
NameKENYON & MELISSA L SPRAGUE
AddressPO BOX 510655, PUNTA GORDA, FL 33951-0655
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueNov 14, 2038
Interest
Rate5%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 02, 2017
Property Address3234 EUCALYPTUS DR, PUNTA GORDA, FL 33982-1214
Document Number0041932099
Book / Page004193 / 002099
Instrument DateApr 11, 2017
Instrument2520145
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510655 PUNTA GORDA FL 339510655, PUNTA GORDA, FL 33951-0655

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$798.00 (-40.98%) Homeowner's exemption$92,962 (+9.16%)$138,018 (+25.99%) Land $7,038 Building $130,980
2024$1,352.00 (+7.3%)
2023$1,260.00 (+2.94%) Homeowner's exemption$85,160 (+%)$109,550 (+5.86%) Land $8,280 Building $101,270
2022$1,224.00 Homeowner's exemption$85,156$103,490 Land $7,038 Building $96,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 126 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 319 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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