3234 Dry Br Rd, White Hall, MD 21161 Property Records

Harford County property record for 3234 Dry Br Rd, White Hall, MD 21161

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 1990
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Jul 2001)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-041046`

Property Details

APN / Parcel Number

Primary APN	`04-041046`
Alternative APNs	`4041046` `041046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	118,919 sqft (2.73 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041046
Street Address	3234 DRY BRANCH RD
City	WHITE HALL
State	MD
Zip	21161-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 2 2.73 AC 3234 DRY BRANCH ROAD LD R LEARD P 64/22
Legal Subdivision	LEARD R
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2014
Census Tract	304102

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3234 DRY BRANCH RD, WHITE HALL, MD 21161-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2001 · Amount on Record
Deed Sale	Jul 13, 2001 · Amount on Record
Prior Sale	Oct 20, 1997 · Amount on Record
Deed Document Number	20013
Deed Book / Page	3594 / 177
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3234 DRY BRANCH RD, WHITE HALL, MD 21161-9624
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139680226
Date	Jul 10, 2020
Book Page	13968/226

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3234 DRY BRANCH RD, WHITE HALL, MD 21161-9624
Document Number	0138880171
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3234 DRY BRANCH RD WHITE HALL MD 211619624, WHITE HALL, MD 21161-9624

Mortgage

Document Number	0138880171
Date	Jun 3, 2020
Book Page	013888/000171

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 2, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3234 DRY BRANCH RD, WHITE HALL, MD 21161-9624
Document Number	0132200029
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3234 DRY BRANCH RD WHITE HALL MD 211619624, WHITE HALL, MD 21161-9624

Mortgage

Document Number	0132200029
Date	Apr 10, 2019
Book Page	013220/000029

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2034

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,833 (+17.75%)	$478,500 (+20.99%) Land $113,600 Building $364,900
2025	$4,370.00 (+6.72%)
2023		$382,867	$395,500 Land $113,600 Building $281,900
2022	$4,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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