3234 Dowitcher Ln, Orange Park, FL 32065 Property Records

Clay County property record for 3234 Dowitcher Ln, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1990
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Jul 2026)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-04-25-008059-004-11`

Property Details

APN / Parcel Number

Primary APN	`28-04-25-008059-004-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,635 sqft
1st Floor Area	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	119 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open/Unfinished Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3234 DOWITCHER LN
City	ORANGE PARK
State	FL
Zip	32065-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14 BLK 3 WATERVIEW RIDGE UNIT 2 AS REC OR 3828 PG 1099;3899 PG 661 & 4159 PG 433
Legal Range	25E
Legal Township	04S
Legal Section	28
Legal Subdivision	WATERVIEW RIDGE UNIT 2
Legal Block	3
Legal Lot Number	14
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1015
Census Tract	30906

Owner

Source: Clay County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3234 DOWITCHER LN, ORANGE PARK, FL 32065-7390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Dec 20, 2018	Deed of Trust, Mortgage 5 ARCH FNDG
Jan 23, 2019	Grant Deed, Transfer OS NATIONAL TITLE, OS NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	202636778
Deed Book / Page	5069 / 1860
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 24, 2026
Property Address	3234 DOWITCHER LN, ORANGE PARK, FL 32065-7390
Document Number	0000036778
Book / Page	5069 / 1860
Instrument Date	Jul 17, 2026
Instrument	202636778
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,284.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 DOWITCHER LN, ORANGE PARK, FL 32065-7390

Mortgage

Document Number	0000036779,
Date	Jul 24, 2026
Instrument	202636779

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000036780,
Date	Jul 24, 2026
Book Page	5069/1880
Instrument	202636780

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3234 DOWITCHER LN, ORANGE PARK, FL 32065-7390
Document Number	0041590436
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19800 MACARTHUR BLVD #1150 IRVINE CA 926128445, 1150, IRVINE, CA 92612-8445

Mortgage

Document Number	0041590436
Date	Jan 23, 2019
Book Page	004159/000436
Instrument	4106

Lender

Name	5 ARCH FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Jan 23, 2019
Property Address	3234 DOWITCHER LN, ORANGE PARK, FL 32065-7390
Document Number	0041590433
Book / Page	004159 / 000433
Instrument Date	Dec 12, 2018
Instrument	4105
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	OS NATIONAL TITLE, OS NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$700.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7563 PHILIPS HWY #109 JACKSONVILLE FL 322566824, 109, JACKSONVILLE, FL 32256-6824

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+7.66%)	$198,635 (+2.98%) Land $35,000 Building $163,635	$198,635 (+2.98%) Land $35,000 Building $163,635
2024	$2,716.00 (-6.83%)
2023	$2,915.00 (+17.45%)	$192,879 (+19.41%) Land $35,000 Building $157,879	$192,879 (+19.41%) Land $35,000 Building $157,879
2022	$2,482.00	$161,533 Land $25,000 Building $136,533	$161,533 Land $25,000 Building $136,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	11 (2009–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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