3234 Central Ave, Memphis, TN 38111 Property Records

Shelby County property record for 3234 Central Ave, Memphis, TN 38111

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,318 sqft · built 1940
Lot Size0.235 acres (10,220 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jun 2017)
Tax Bill$1,540 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-5103-0-0023

Property Details

APN / Parcel Number

Primary APN04-5103-0-0023

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,220 sqft (0.235 acres)
Lot Dimensions145 ft deep x 71 ft wide
PorchOpen Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3234 CENTRAL AVE
CityMEMPHIS
StateTN
Zip38111-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS CENTRAL GREER NE
Legal SubdivisionCENTRAL PARK
Legal Lot Number188&189
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2013
Census Tract7200

Owner

3234 Central Ave is owned and occupied by an individual who bought it in June 2017.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3234 CENTRAL AVE, MEMPHIS, TN 38111-4410
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2017Deed of Trust, Mortgage · Line of Credit
IBERIABANK
Jun 28, 2017Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2017 · Amount on File
Deed SaleJun 28, 2017 · Amount on File
Prior SaleJun 6, 2013 · Amount on File
Deed Document Number201765056
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3234 CENTRAL AVE, MEMPHIS, TN 38111-4410
Document Number0000079754
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 CENTRAL AVE MEMPHIS TN 381114410, MEMPHIS, TN 38111-4410

Mortgage

Document Number0000079754
DateAug 4, 2017
Instrument79754
Lender
NameIBERIABANK
TypeBank
AddressGERMANTOWN, TN 38138
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 3, 2047
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 28, 2017
Property Address3234 CENTRAL AVE, MEMPHIS, TN 38111-4410
Document Number0000065056
Instrument DateJun 20, 2017
Instrument65056
Transaction TypeTransfer
Record UpdatedJul 7, 2017
Title CompanyFNTG CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 CENTRAL AVE MEMPHIS TN 381114410, MEMPHIS, TN 38111-4410

Mortgage

Document Number65057
DateJun 28, 2017
Instrument65057
Lender
NameIBERIABANK MTG
TypeMortgage Company
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3234 Central Ave was $1,540.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,540.00$57,250 Land $13,650 Building $43,600$229,000 Land $54,600 Building $174,400
2023$55,000 Land $10,925 Building $44,075
2022$3,350.00
2021$220,000 Land $43,700 Building $176,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3234 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2010)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2010 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3234 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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