3234 Bonter Ct, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3234 Bonter Ct, Cheboygan, MI 49721 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,120 sqft · built 2002
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2025)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-O40-000-025-00`

Property Details

APN / Parcel Number

Primary APN	`105-O40-000-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	84,071 sqft (1.93 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3234 BONTER CT
City	CHEBOYGAN
State	MI
Zip	49721-8112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ORCHARD NORTH, A SITE CONDOMINIUM, SITE 25, ACCORDING TO MASTER DEED RECD IN 807/96-127. (SEC 10, T37N,R1W)
Legal Range	01W
Legal Township	037
Legal Section	10
Legal Subdivision	ORCHARD NORTH CONDO
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1011
Census Tract	960401

Owner

Source: Cheboygan County records · APN 105-O40-000-025-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage 1ST COMMUNITY BANK
Dec 26, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Aug 19, 2021	Warranty Deed, Transfer
Oct 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETOWN NB
Oct 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Book / Page	1572 / 491
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Transaction Type	Mortgage
Record Updated	Jan 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001391/808
Date	Aug 15, 2019
Book Page	1391/808

Lender

Name	1ST COMMUNITY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 26, 2025
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Document Number	001572/491
Book / Page	1572 / 491
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112

Mortgage

Document Number	0001572495
Date	Dec 26, 2025
Instrument	1572/495

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 29, 2022
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Document Number	0001482/26
Book / Page	1482 / 26
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 BLOSS DR, SWARTZ CREEK, MI 48473-8875

Mortgage

Document Number	0000148229
Date	Apr 29, 2022
Instrument	1482/29

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 01, 2037

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 19, 2021
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Document Number	1459/800
Book / Page	1459 / 800
Instrument Date	Aug 11, 2021
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9210 HUDSON DR, CHEBOYGAN, MI 49721-9414

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 16, 2019
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Document Number	1396/758
Book / Page	1396 / 758
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3037 PARKSIDE DR, PERU, IL 61354-1468

Mortgage

Document Number	0000001396/0000000762
Date	Oct 16, 2019
Book Page	0000001396/0000000762

Lender

Name	HOMETOWN NB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 16, 2019
Property Address	3234 BONTER CT, CHEBOYGAN, MI 49721-8112
Document Number	1396/758
Book / Page	1396 / 758
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3037 PARKSIDE DR, PERU, IL 61354-1468

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,900 (+8.14%)	$273,800 (+8.14%)
2025	$2,455.00 (+3.19%) Homeowner's exemption	$126,600 (+19.89%)	$253,200 (+19.89%)
2024	$2,379.00 (+27.56%)
2023		$105,600	$211,200
2022	$1,865.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260319604011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cherry Capital Connection	Fiber	1,000 / 1,000
Presque Isle Electric & Gas Co-op	Fiber	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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