32331 Delaware Rd, Coarsegold, CA 93614 Property Records

Madera County property record for 32331 Delaware Rd, Coarsegold, CA 93614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1986
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2018)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-361-015-000`

Property Details

APN / Parcel Number

Primary APN	`054-361-015-000`
Alternative APN	`054361015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	32331 DELAWARE RD
City	COARSEGOLD
State	CA
Zip	93614-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMS
Legal Description	INDIAN LAKES ESTATES LOT 485
Legal Subdivision	INDIAN LAKES ESTATES
Legal Lot Number	485
Jurisdiction	MADERA CA
Township / Civil Division	YOSEMITE LAKES
Census Block Group	2
Census Block	2009
Census Tract	110

Owner

32331 Delaware Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Madera County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage RANLIFE HOME LOANS
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RANLIFE
Aug 9, 2018	Grant Deed, Transfer · Conventional Mortgage RANLIFE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Deed Document Number	201818048
Prior Transfer Date	Jul 5, 2002
Prior Transfer Doc	0000022771
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763

Mortgage

Document Number	0000003577
Date	Feb 26, 2024
Instrument	2024003577

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Max Rate At Change	6.25%
Index	Other
Margin	2
Max Rate	5%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763

Mortgage

Document Number	0000013474
Date	May 16, 2022
Instrument	2022013474

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763
Document Number	0000012436
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32331 DELAWARE RD COARSEGOLD CA 936149763, COARSEGOLD, CA 93614-9763

Mortgage

Document Number	0000012436
Date	Jun 3, 2020
Instrument	12436

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Aug 9, 2018
Property Address	32331 DELAWARE RD, COARSEGOLD, CA 93614-9763
Document Number	0000018048
Instrument Date	Aug 3, 2018
Instrument	18048
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32331 DELAWARE RD COARSEGOLD CA 936149763, COARSEGOLD, CA 93614-9763

Mortgage

Document Number	18049
Date	Aug 9, 2018
Instrument	18049

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 32331 Delaware Rd was $2,310.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Yosemite Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,755 (+2%) Land $45,509 Building $176,246
2025	$2,310.00	$217,408 Land $44,617 Building $172,791
2023	$2,268.00 (+2.3%)	$208,968 Land $42,886 Building $166,082
2022	$2,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32331 Delaware Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32331 Delaware Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADERA CO SA1-INDIAN LAKES serves 1,562 people · EPA ID CA2010011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Sierra Telephone Company DSL · Fiber in parts of the area	25 / 3

May also be available: Verizon.

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