3233 Loomis Trail Rd, Custer, WA 98240 Property Records

Whatcom County property record for 3233 Loomis Trail Rd, Custer, WA 98240

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Oct 2026)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400123-100429-0000`

Property Details

APN / Parcel Number

Primary APN	`400123-100429-0000`
Alternative APNs	`118102` `123202` `599383`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118102
Street Address	3233 LOOMIS TRAIL RD
City	CUSTER
State	WA
Zip	98240-5100
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	WLY 330 FT OF TR DAF-BEG AT NE COR OF N 1/2 NW-MEASURING W PAR WI LOOMIS TRAIL RD 1815 FT TO E LI OF W 25 ACRES OF N 1/2 NW WH IS POB-TH S 1320 FT M/L-TH E 825 FT-TH N 1320 FT M/L-TH W 825 FT TO TPOB-EXC N 1/2 THEREOF-LESS RD 76 FOUR SEASONS S#5340
Legal Range	01
Legal Township	40
Legal Section	23
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1042
Census Tract	10408

Owner

3233 Loomis Trail Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2026.

Source: Whatcom County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CREDIT UNION
Mar 31, 2023	Affidavit of Death of Joint Tenant, Transfer GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE
Mar 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PHILIP ZIMMER
Apr 7, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	2026730
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000002352
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 9, 2026
Property Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100
Document Number	0000000730
Instrument Date	Oct 6, 2026
Instrument	202610730
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100

Mortgage

Document Number	0000000731,
Date	Oct 9, 2026
Instrument	202610731

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WHATCOM WA
Recording Date	Mar 31, 2023
Property Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100
Document Number	0000302352
Instrument Date	Mar 31, 2023
Instrument	2023-0302352
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 LOOMIS TRAIL RD, CUSTER, WA 98240-5100

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 31, 2023
Property Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100
Document Number	0000302353
Instrument Date	Mar 31, 2023
Instrument	2023-0302353
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,855.91
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100

Mortgage

Document Number	0000302354
Date	Mar 31, 2023
Instrument	2023-0302354

Lender

Name	PHILIP ZIMMER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	146 Months
Due	May 1, 2035

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 7, 2022
Property Address	3233 LOOMIS TRAIL RD, CUSTER, WA 98240-5100
Document Number	0000400769
Instrument Date	Apr 1, 2022
Instrument	2022-0400769
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3233 Loomis Trail Rd was $3,194, up 3.8% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00 (+3.77%)
2025	$3,078.00	$393,213 Land $343,574 Building $49,639	$393,213 Land $343,574 Building $49,639
2022		$298,331 Land $256,256 Building $42,075	$298,331 Land $256,256 Building $42,075
2021	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3233 Loomis Trail Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3233 Loomis Trail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless	40 / 7

May also be available: AT&T, Ziply Fiber.

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