32325 N 23rd Ave, Phoenix, AZ 85085 Property Records

Maricopa County property record for 32325 N 23rd Ave, Phoenix, AZ 85085

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,882 sqft · built 2005
Lot Size0.067 acres (2,953 sqft)
OwnerCompany Name on File
Last Sale$260,000 (Nov 2018)
Tax Bill$1,914 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Dec 2024 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN204-12-890

Property Details

APN / Parcel Number

Primary APN204-12-890

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,882 sqft Living Area
1st Floor Area871 sqft
2nd Floor Area1,011 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area2,953 sqft (0.067 acres)
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address32325 N 23RD AVE
CityPHOENIX
StateAZ
Zip85085-8027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionSONORAN FOOTHILLS PARCEL 8B MCR 642-34
Legal Range02E
Legal Township05N
Legal Section13
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionSONORAN FOOTHILLS PARCEL 8B
Legal Lot Number198
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3000
Census Tract611300

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Dec 27, 2024Intrafamily Transfer, Transfer
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 30, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number0000882446
Last Transfer DateDec 27, 2024
Transfer Doc0000692825
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000994943
DateSep 15, 2021
Instrument20210994943
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateDec 27, 2024
Property Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
Document Number0000692825
Map ReferenceMB 642 PG 34
Instrument DateDec 17, 2024
Instrument20240692825
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027

Mortgage

Document Number0000878113
DateSep 18, 2020
Instrument20200878113
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027

Mortgage

Document Number0000553728
DateJul 22, 2019
Instrument20190553728
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 30, 2018
Property Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027
Document Number0000882446
Map ReferenceDOC2003-1025250
Instrument DateOct 24, 2018
Instrument20180882446
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1169 W MYRNA LN, 1169, TEMPE, AZ 85284-2859

Transferred To (Grantee/Buyer)

NameVerified Name
Address32325 N 23RD AVE, PHOENIX, AZ 85085-8027

Mortgage

Document Number0000882447
DateNov 30, 2018
Instrument20180882447
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,830 (-6.11%)$358,300 (-6.11%) Land $71,600 Building $286,700
2025$1,914.00 (+2.79%)
2024$38,160$381,600 Land $76,300 Building $305,300
2023$1,862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AirFiber WISP
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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