Pasco County property record for 32325 Conchshell Sail St, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,528 sqft · built 2023 |
| Lot Size | 0.174 acres (7,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $517,120 (Jul 2023) |
| Tax Bill | $8,290 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-25-20-0050-03800-0060 |
| Primary APN | 23-25-20-0050-03800-0060 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 3,413 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,593 sqft (0.174 acres) |
| Garage Area | 629 sqft |
| Driveway | Driveway |
| Driveway Area | 880 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 32325 CONCHSHELL SAIL ST |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-4959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 38 LOT 6 |
| Legal Block | 38 |
| Legal Lot Number | 6 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32103 |
32325 Conchshell Sail St is owned and occupied by an individual who bought it in July 2023.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 32325 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| May 24, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on File |
| Deed Sale | Jul 11, 2023 · Amount on File |
| Prior Sale | May 24, 2022 · Amount on File |
| Deed Document Number | 2023123026 |
| Deed Book / Page | 10850 / 1524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 32325 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4959 |
| Document Number | 0108501524 |
| Book / Page | 10850 / 1524 |
| Map Reference | MB 87 PG 133-145 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023123026 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,620.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32325 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4959 |
| Document Number | 0108501525 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 10850/1525 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 24, 2022 |
| Property Address | 32325 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4959 |
| Document Number | 0106191883 |
| Book / Page | 10619 / 1883 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022115429 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,376.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995 |
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935 |
The 2025 property tax bill for 32325 Conchshell Sail St was $8,290 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,290.00 Homeowner's exemption | $328,480 Land $105,163 Building $223,317 | $464,138 Land $105,163 Building $358,975 |
| 2023 | $4,035.00 (+31.69%) | $75,550 (+15%) Land $75,550 | $75,550 (+15%) Land $75,550 |
| 2022 | $3,064.00 | $30,220 | $30,220 Land $30,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32325 Conchshell Sail St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32325 Conchshell Sail St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures