Chesapeake City property record for 3232 White Cedar Dr, Chesapeake, VA 23323 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,834 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2026) |
| Tax Bill | $3,812.00 (2025) |
| Primary APN | 0452001002570 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,834 sqft Living Area |
| 1st Floor | 1,626 sqft 1st Floor |
| Attic Area | 294 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 74 ft x 125 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 156 sqft Shed |
| Deck Area | Deck Area |
| Patio Area | 144 sqft Patio |
| Porch Area | 100 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3232 WHITE CEDAR DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1054 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 257 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Minor Civil Division | CHESAPEAKE |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 21301 |
Source: Chesapeake City records · APN 0452001002570
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Bargain and Sale Deed, Transfer · Veterans Administration Mortgage GOLD STAR MORTGAGE CORPORATION |
| May 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| May 31, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Oct 24, 2006 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Dec 09, 2022 · Amount on Record |
| Deed Doc Number | 202616706 |
| Deed Book / Page | 10995 / 1606 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 8429/646 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 29, 2026 |
| Property Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 0000016706 |
| Book / Page | 10995 / 1606 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202616706 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,925.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 0000016707, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202616707 |
| Name | GOLD STAR MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 10154/1767 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 10154/1767 |
| Instrument | 200016262 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 09, 2022 |
| Property Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 10623/1479 |
| Book / Page | 10623 / 1479 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 220035942 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | PROPER TITLE LLC, PROSPER TITLE 2 LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 0220035943 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 220035943 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 31, 2019 |
| Property Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 10017/79 |
| Book / Page | 10017 / 79 |
| Instrument Date | May 17, 2019 |
| Instrument | 190012997 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 190012998 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 190012998 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 24, 2006 |
| Property Address | 3232 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1054 |
| Document Number | 006799/410 |
| Book / Page | 6799 / 410 |
| Instrument Date | Oct 20, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006799414 |
|---|---|
| Date | Oct 24, 2006 |
| Instrument | 6799/414 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,812.00 (+2.09%) | $377,400 (+6.28%) Land $150,000 Building $227,400 | $377,400 (+6.28%) Land $150,000 Building $227,400 |
| 2024 | $3,734.00 (+34.46%) | ||
| 2023 | $355,100 (+5.97%) Land $130,000 Building $225,100 | $355,100 (+5.97%) Land $130,000 Building $225,100 | |
| 2022 | $335,100 Land $120,000 Building $215,100 | $335,100 Land $120,000 Building $215,100 | |
| 2019 | $2,777.00 |
Our records do not include FEMA flood map data for 3232 White Cedar Dr; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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