El Dorado County property record for 3232 Terraza St, Cameron Park, CA 95682 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,705 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Garage | Attached, 680 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,916.00 (2025) |
| Primary APN | 119-224-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,705 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood Construction |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 680 sqft Garage |
| Patio Area | 1,705 sqft Patio |
| Topography | Gentle Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Old Parcel Number | 1192241610 |
|---|---|
| Street Address | 3232 TERRAZA ST |
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8974 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 160 BAR J RANCH #2 |
| Legal Subdivision | BAR J RANCH #2 |
| Legal Lot Number | 160 |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | SOUTH EL DORADO |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 30807 |
Source: El Dorado County records · APN 119-224-016-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3232 TERRAZA ST, CAMERON PARK, CA 95682-8974 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2024 |
| Transfer Doc | 0000017290 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3232 TERRAZA ST, CAMERON PARK, CA 95682-8974 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3232 TERRAZA ST, CAMERON PARK, CA 95682-8974 |
| Document Number | 0000054672 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0054672 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3232 TERRAZA ST, CAMERON PARK, CA 95682-8974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3232 TERRAZA ST, CAMERON PARK, CA 95682-8974 |
| Document Number | 0000065313 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-0065313 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,916.00 (+4.18%) Homeowner's exemption | $354,126 (+4.04%) Land $110,360 Building $243,766 |
| 2023 | $3,759.00 (+1.43%) Homeowner's exemption | $340,377 Land $106,076 Building $234,301 |
| 2022 | $3,706.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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