3232 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3232 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,184 sqft · built 1958
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$126,400 (Jul 2016)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
APN	`03-8.0-34-004-000-058.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-004-000-058.000`

Interior

Building Area	1,184 sqft Base Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	190 ft deep x 85 ft wide

Location & Zoning

Street Address	3232 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SESUB: LOT: BLK:LGL DESC:BEG AT PT ON S/L SUMMITT AVE 1260' N & 435' E OF SW COR SE4 TH E ALG S/L SUMMITT 85' TH S 190' W 85' N 190' TO POB
Legal Range	35W
Legal Township	58N
Legal Section	34
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	600

Owner

Source: Buchanan County assessment roll, APN 03-8.0-34-004-000-058.000, as of November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3232 SUMMIT AVE, SAINT JOSEPH, MO 64506-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Prior Sale	Mar 04, 2014 · Amount on Record
Deed Document Number	20167382
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	03397/0893
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3232 SUMMIT AVE, SAINT JOSEPH, MO 64506-1540
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 SUMMIT AVE, SAINT JOSEPH, MO 64506-1540

Mortgage

Document Number	3753/602
Date	Sep 23, 2020
Book Page	3753/602
Instrument	2020008782

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Buchanan County assessment roll as of November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00 (+0.06%)	$23,520 (-0.04%) Land $6,570 Building $16,950	$123,770 (-0.06%) Land $34,580 Building $89,190
2024	$1,699.00 (+9.05%)
2023	$1,558.00 (-0.64%)	$23,530 (-) Land $6,570 Building $16,960	$123,840 (-) Land $34,580 Building $89,260
2022	$1,568.00	$23,530 Land $6,570 Building $16,960
2021			$123,840 Land $34,580 Building $89,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210006001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 247 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1010714, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.