3232 Saint Florence Ter, Olney, MD 20832 Property Records

Montgomery County property record for 3232 Saint Florence Ter, Olney, MD 20832

Property Summary

Property Type	Townhouse
Details	3 ba · 2,090 sqft · built 1988
Lot Size	0.041 acres (1,785 sqft)
Owner	2 Individual Names on File
Last Sale	$355,900 (Dec 2016)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02696950`

Property Details

APN / Parcel Number

Primary APN	`08-02696950`
Alternative APN	`02696950`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,090 sqft Living Area
1st Floor Area	792 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,785 sqft (0.041 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02696950
Street Address	3232 SAINT FLORENCE TER
City	OLNEY
State	MD
Zip	20832-1622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RE2
Legal Description	HALLOWELL
Legal Subdivision	HALLOWELL
Legal Block	M
Legal Lot Number	26
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	701314

Owner

3232 Saint Florence Ter, a townhouse, is owned and occupied by two individuals who acquired it in October 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 SAINT FLORENCE TER, OLNEY, MD 20832-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Jul 2, 2014 · Amount on File
Deed Book / Page	53427 / 96
Last Transfer Date	Oct 5, 2020
Transfer Doc	0613180302
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 9, 2020
Property Address	3232 SAINT FLORENCE TER, OLNEY, MD 20832-1622
Document Number	0613180302
Book / Page	61318 / 302
Map Reference	MB 143 PL 16430
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 SAINT FLORENCE TER, OLNEY, MD 20832-1622

Mortgage

Document Number	61318307
Date	Dec 9, 2020
Instrument	61318/307

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Saint Florence Ter was $4,520, down 7.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,900 (+5.55%) Land $158,400 Building $279,500	$437,900 (-) Land $158,400 Building $279,500
2025	$4,520.00 (-7.11%)	$414,867	$437,900 Land $158,400 Building $279,500
2024	$4,866.00
2023		$368,800 Land $158,400 Building $210,400	$368,800 Land $158,400 Building $210,400
2022	$3,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3232 Saint Florence Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3232 Saint Florence Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20