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3232 Royal Tern Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 3232 Royal Tern Dr, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,867 sqft Living Area
Lot Size5,754 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$229,990 (2020)
Tax Bill$2,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-12-531504-002010
Alternative APNs
  • 122826531504002010
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,867 sqft Living Area
Gross Area2,375 sqft Gross Area
1st Floor1,867 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,754 sqft (0.132 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area113 sqft Porch

Location & Zoning

Street Address3232 ROYAL TERN DR
CityWINTER HAVEN
StateFL
Zip33881-7303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE LANDINGS PHASE 3 PB 168 PGS 5-7 LOT 201
Legal Range26E
Legal Township28S
Legal Section12
Legal SubdivisionLAKESIDE LANDINGS PHASE 3
Legal Phase3
Legal Block1
Legal Lot Number201
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1036
Census Tract12802

Owner

Source: Polk County records · APN 26-28-12-531504-002010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3232 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MTG
Nov 19, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2020 · Amount on Record
Deed SaleJul 06, 2020 · Amount on Record
Prior SaleNov 19, 2019 · Amount on Record
Deed Doc Number2020133647
Deed Book / Page11287 / 743
Record RefreshedSep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 06, 2020
Property Address3232 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
Document Number0112870743
Book / Page011287 / 000743
Instrument DateJun 29, 2020
Instrument133647
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 23, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3232 ROYAL TERN DR WINTER HAVEN FL 338817303, WINTER HAVEN, FL 33881-7303

Mortgage

Document Number112870744
DateJul 06, 2020
Book Page011287/000744
Instrument133648
Lender
NameEQUITY PRIME MTG
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 19, 2019
Property Address3232 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
Document Number0110451560
Book / Page011045 / 001560
Instrument DateNov 15, 2019
Instrument245180
Transaction TypeTransfer
Record UpdatedDec 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,212.90
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,895.00 (-29.29%) Homeowner's exemption Disabled Person's exemption$203,289 (+5.99%)$242,198 (-10.32%) Land $58,000 Building $184,198
2023$4,094.00 (+4.23%) Homeowner's exemption$191,806 (+3%)$270,067 (+13.11%) Land $56,000 Building $214,067
2022$3,928.00 Homeowner's exemption$186,219$238,765 Land $46,000 Building $192,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 495 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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