3232 Polo Dr, Gulf Stream (Delray Beach), FL 33483 Property Records

Palm Beach County property record for 3232 Polo Dr, Gulf Stream, FL 33483

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 5,242 sqft · built 2008
Lot Size	0.55 acres (23,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,500,000 (Mar 2018)
Tax Bill	$77,440 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`20-43-46-03-02-000-0141`

Property Details

APN / Parcel Number

Primary APN	`20-43-46-03-02-000-0141`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,242 sqft Living Area
Gross Area	7,137 sqft
1st Floor Area	3,552 sqft
Upper Floors Area	1,690 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	23,984 sqft (0.55 acres)
Lot Dimensions	155 ft deep x 155 ft wide
View / Lot	Water
Garage Area	736 sqft

Exterior Amenities

Pool Area	124 sqft
Porch	Open Porch
Porch Area	1,159 sqft
Patio Area	1,112 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3232 POLO DR
City	GULF STREAM
State	FL
Zip	33483-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-C
Legal Description	PLAT OF POLO COVE S 50 FT OF LT 14 & LT 15
Legal Range	43E
Legal Township	46S
Legal Section	03
Legal Subdivision	PLAT OF POLO COVE
Legal Lot Number	14, 15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1010
Census Tract	5411

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3232 POLO DR, GULF STREAM, FL 33483-7338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 27, 2018	Warranty Deed, Transfer TITLE SOLUTIONS AGENCY LLC
Mar 20, 2018	Grant Deed TITLE SOLUTIONS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20180083706
Deed Book / Page	29690 / 1427
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3232 POLO DR, GULF STREAM, FL 33483-7338
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 POLO DR, GULF STREAM, FL 33483-7338

Mortgage

Document Number	0336381006
Date	Jun 15, 2022
Book Page	33638/1006
Instrument	20220257784

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3232 POLO DR, GULF STREAM, FL 33483-7338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0310160665
Date	Nov 8, 2019
Book Page	31016/0665
Instrument	20190413494

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 27, 2018
Property Address	3232 POLO DR, GULF STREAM, FL 33483-7338
Document Number	0296750042
Book / Page	029675 / 000042
Instrument Date	Feb 9, 2018
Instrument	74023
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$38,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 POLO DR GULF STREAM FL 334837338, GULF STREAM, FL 33483-7338

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 20, 2018
Property Address	3232 POLO DR, GULF STREAM, FL 33483-7338
Document Number	0297201921
Book / Page	029720 / 001921
Instrument Date	Feb 9, 2018
Instrument	103403
Record Updated	Apr 3, 2018
Title Company	TITLE SOLUTIONS AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 POLO DR GULF STREAM FL 334837338, GULF STREAM, FL 33483-7338

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Gulf Stream Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77,440.00 (+5.1%) Homeowner's exemption	$4,888,174 (+5.99%)	$6,352,110 (-9.95%) Land $4,311,589 Building $2,040,521
2023	$73,679.00 (+0.53%) Homeowner's exemption	$4,612,050 (+3%)	$7,054,197 (+37.3%) Land $5,122,680 Building $1,931,517
2022	$73,290.00 Homeowner's exemption	$4,477,718	$5,137,796 Land $3,880,800 Building $1,256,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 255 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	648 units insured incl. 393 condo units
Nearby Flood Claims	59 (1978–2020)
Claims Outside the SFHA	36 of 59
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims Hurricane Irene, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Blue Stream.

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