Osceola County property record for 3232 Oxbow Ct, Harmony, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,580 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $374,000 (2022) |
| Tax Bill | $6,377.00 (2025) |
| Primary APN | 202632349600010030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,580 sqft Heated Area |
| Gross Area | 2,208 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 188 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3232 OXBOW CT |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6165 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 3 |
| Legal Subdivision | ENCLAVE AT LAKES OF HARMONY |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 202632349600010030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3232 OXBOW CT, HARMONY, FL 34773-6165 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 06, 2022 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Jul 06, 2022 · Amount on Record |
| Deed Doc Number | 2022118503 |
| Deed Book / Page | 6262 / 876 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 02, 2022 |
| Property Address | 3232 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0062620876 |
| Book / Page | 6262 / 876 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022118503 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,618.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2230 POINSETTIA DR, ORANGE CITY, FL 32763-7750 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3232 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0006262878 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 6262/878 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2037 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 06, 2022 |
| Property Address | 3232 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0062452709 |
| Book / Page | 6245 / 2709 |
| Map Reference | MB 31 PG 23-27 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022104131 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,109.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346 |
| Name | Verified Name |
|---|---|
| Address | 3232 OXBOW CT, HARMONY, FL 34773-6165 |
| Document Number | 0062452711 |
|---|---|
| Date | Jul 06, 2022 |
| Book Page | 6245/2711 |
| Instrument | 2022104132 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,377.00 (+3.89%) Homeowner's exemption | $313,000 (+1.66%) Land $65,000 Building $248,000 | $313,000 (+1.66%) Land $65,000 Building $248,000 |
| 2023 | $6,138.00 (+52.72%) Homeowner's exemption | $307,900 (+515.8%) Land $65,000 Building $242,900 | $307,900 (+515.8%) Land $65,000 Building $242,900 |
| 2022 | $4,019.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 106 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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