Washington County property record for 3232 Old Deneen Rd, Hancock, MD 21750
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 1997 |
| Lot Size | 3.17 acres (138,303 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Nov 2005) |
| Tax Bill | $1,805 (2026) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-023270 |
| Primary APN | 05-023270 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 138,303 sqft (3.17 acres) |
| Deck Area | 96 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 023270 |
|---|---|
| Street Address | 3232 OLD DENEEN RD |
| City | HANCOCK |
| State | MD |
| Zip | 21750-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC |
| Legal Description | LOT 2 3.175 ACRES 3232 OLD DENEEN RD |
| Legal Subdivision | DIVEL ROBERT L |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 5, HANCOCK |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 10700 |
3232 Old Deneen Rd is owned and occupied by two individuals who bought it in November 2005.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3232 OLD DENEEN RD, HANCOCK, MD 21750-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2005 · Amount on File |
| Deed Sale | Nov 22, 2005 · Amount on File |
| Prior Sale | Feb 8, 1999 |
| Deed Document Number | 2005208618 |
| Deed Book / Page | 2854 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 3232 OLD DENEEN RD, HANCOCK, MD 21750-2735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056130469 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 5613/0469 |
| Instrument | 5613-0469 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3232 Old Deneen Rd was $1,805 with a homeowner's exemption, up 5.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,805.00 (+5.37%) Homeowner's exemption | $202,200 (+10.75%) Land $58,300 Building $143,900 | $202,200 (-) Land $58,300 Building $143,900 |
| 2025 | $1,713.00 Homeowner's exemption | $182,567 | $202,200 Land $58,300 Building $143,900 |
| 2023 | $1,490.00 Homeowner's exemption | $143,300 Land $58,300 Building $85,000 | $143,300 Land $58,300 Building $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3232 Old Deneen Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 25 (1981–2006) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Nov 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3232 Old Deneen Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
4G LTE (outdoors only), no 5G reported
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