James City County property record for 3232 Lytham Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,135 sqft · built 2012 |
| Lot Size | 0.455 acres (19,863 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $486,000 (Oct 2021) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-4 07-0-0043 |
| Primary APN | 05-4 07-0-0043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,135 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 19,863 sqft (0.455 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 32896 |
|---|---|
| Street Address | 3232 LYTHAM CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANNED UNIT DEVELOP |
| Legal Description | L-43 PH-1B STONEHOUSE TRACT 12 |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Phase | 1B |
| Legal Tract | 12 |
| Legal Lot Number | 43 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Sep 23, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 23, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Aug 25, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | Jul 18, 2012 · Amount on Record |
| Deed Document Number | 210020302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210012334 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 210012334 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0210016012 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 210016012 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 13, 2021 |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Document Number | 210020302 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 210020302 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Document Number | 210020303 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 210020303 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Document Number | 0000014122 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3232 LYTHAM CT TOANO VA 231689384, TOANO, VA 23168-9384 |
| Document Number | 0000014122 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 14122 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Document Number | 0000006288 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000006288 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 6288 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3232 LYTHAM CT, TOANO, VA 23168-9384 |
| Document Number | 0000017515 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000017515 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 17515 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,077.00 (+6.39%) | $491,300 (+9.64%) Land $84,800 Building $406,500 | $491,300 (+9.64%) Land $84,800 Building $406,500 |
| 2024 | $3,832.00 (+3.04%) | ||
| 2023 | $3,719.00 | $448,100 Land $75,700 Building $372,400 | $448,100 Land $75,700 Building $372,400 |
| 2022 | $3,719.00 (+24.76%) | ||
| 2019 | $2,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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