3232 Lynrock Ave, Dundee, FL 33838 Property Records

Polk County property record for 3232 Lynrock Ave, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 2011
Lot Size	0.302 acres (13,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2021)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-000050`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-000050`
Alternative APNs	`262827835302000050` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	1,845 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,142 sqft (0.302 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	25 sqft

Location & Zoning

Street Address	3232 LYNROCK AVE
City	DUNDEE
State	FL
Zip	33838-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 5
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1058
Census Tract	14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 17, 2021	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Aug 17, 2017	Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	2021300907
Deed Book / Page	11987 / 1948
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517

Mortgage

Document Number	0000161729
Date	Jun 14, 2022
Book Page	12295/1189
Instrument	2022161729

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 17, 2021
Property Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517
Document Number	0000300907
Book / Page	11987 / 1948
Map Reference	MB 151 PG 15
Instrument Date	Nov 15, 2021
Instrument	2021300907
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13219 CHAPMAN HWY, 13219, SEYMOUR, TN 37865-6713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2017
Property Address	3232 LYNROCK AVE, DUNDEE, FL 33838-4517
Document Number	0102360361
Book / Page	010236 / 000361
Instrument Date	Aug 14, 2017
Instrument	158427
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3232 LYNROCK AVE DUNDEE FL 338384517, DUNDEE, FL 33838-4517

Mortgage

Document Number	102360363
Date	Aug 17, 2017
Book Page	010236/000363
Instrument	158428

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKWEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Mortgage

Document Number	102360376,
Date	Aug 17, 2017
Book Page	010236/000376
Instrument	158429

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,604 (-8.32%) Land $38,000 Building $186,604	$224,604 (-8.32%) Land $38,000 Building $186,604
2025	$4,022.00 (-5.7%) Homeowner's exemption	$244,985 (-1.14%) Land $38,000 Building $206,985	$244,985 (-1.14%) Land $38,000 Building $206,985
2023	$4,265.00 (-9.75%) Homeowner's exemption	$247,822 (+9.74%) Land $37,000 Building $210,822	$247,822 (+9.74%) Land $37,000 Building $210,822
2022	$4,726.00	$225,819 Land $31,000 Building $194,819	$225,819 Land $31,000 Building $194,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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