3232 Lone Hill Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 3232 Lone Hill Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,917 sqft · built 2016
Lot Size	4.8 acres (209,088 sqft)
Owner	Company Name on Record
Last Sale	$3,195,000 (Dec 2001)
Tax Bill	$24,229 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`264-020-18-00`

Property Details

APN / Parcel Number

Primary APN	`264-020-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,917 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	209,088 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3232 LONE HILL LN
City	ENCINITAS
State	CA
Zip	92024-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM18210
Legal Subdivision	CITY/ENCINITAS
Legal Tract	1018210
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2019
Census Tract	17113

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3232 LONE HILL LN, ENCINITAS, CA 92024-7260
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2001 · Amount on Record
Deed Sale	Dec 21, 2001 · Amount on Record
Deed Document Number	2001945221
Last Transfer Date	Nov 13, 2017
Transfer Doc	0000577967
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3232 LONE HILL LN, ENCINITAS, CA 92024-7260
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 TONE HILL LN, OLIVENHAIN, CA 92024

Mortgage

Document Number	0000396973
Date	Oct 12, 2022
Instrument	2022-0396973

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2017
Property Address	3232 LONE HILL LN, ENCINITAS, CA 92024-7260
Document Number	0000577967
Instrument Date	Nov 13, 2017
Instrument	577967
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3232 LONE HILL LN ENCINITAS CA 920247260, ENCINITAS, CA 92024-7260

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,249,208 (+2%) Land $1,095,009 Building $1,154,199
2025	$24,229.00 (+6.2%) Homeowner's exemption	$2,205,107 (+4.04%) Land $1,073,539 Building $1,131,568
2023	$22,815.00 (+1.66%) Homeowner's exemption	$2,119,482 Land $1,031,853 Building $1,087,629
2022	$22,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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