3232 Libby Ln, Saint Paul, MN 55127 Property Records

Ramsey County property record for 3232 Libby Ln, Saint Paul, MN 55127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1985
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Sep 2023)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-30-22-43-0033`

Property Details

APN / Parcel Number

Primary APN	`32-30-22-43-0033`
Alternative APNs	`8425550` `219879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	219879
Street Address	3232 LIBBY LN
City	SAINT PAUL
State	MN
Zip	55127-5090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDITION LOT 4 BLK 2
Legal Range	22
Legal Township	30
Legal Section	32
Legal Subdivision	MEADOW BROOK 2ND ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	3
Census Block	3010
Census Tract	40606

Owner

3232 Libby Ln is owned and occupied by an individual who bought it in September 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3232 LIBBY LN, SAINT PAUL, MN 55127-5090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	20232761341
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 20, 2023
Property Address	3232 LIBBY LN, VADNAIS HEIGHTS, MN 55127-5090
Document Number	0T02761341
Instrument Date	Sep 13, 2023
Instrument	T02761341
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 LIBBY LN, SAINT PAUL, MN 55127-5090

Mortgage

Document Number	0T02761342
Date	Sep 20, 2023
Instrument	T02761342

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3232 LIBBY LN, VADNAIS HEIGHTS, MN 55127-5090
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02711208
Date	Sep 7, 2021
Instrument	T02711208

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Libby Ln was $4,702 with a homeowner's exemption, up 14.1% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,700 (-4.82%) Land $85,000 Building $270,700	$355,700 (-4.82%) Land $85,000 Building $270,700
2025	$4,702.00 (+14.13%) Homeowner's exemption	$373,700 Land $85,000 Building $288,700	$373,700 Land $85,000 Building $288,700
2024	$4,120.00 (-9.37%)
2023	$4,546.00 Homeowner's exemption	$318,200 Land $85,000 Building $233,200	$318,200 Land $85,000 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3232 Libby Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3232 Libby Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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